I have been a certified residential appraiser for near 17 years in Oregon and I do work in the Portland area. I have access to all data that is used to prepare a credible appraisal. I am approved with a majority of lenders and have the qualifications otherwise to become approved. A majority of underwriters presently are very scrutinous of appraisals to the point of classifying census tract code markets as declining markets, as well strict requirements for comparable distances from the subject, time of sale, and inclusion of listing & pending data. Some appraiser's just go through the process and keep it simple versus taking the time to put together a sound report. After many years in this business, I can only state that (in my opinion) I wish other appraisers would take what they do more seriously and with higher regard for the diligence in analysis. There are good appraisers out there, don't get me wrong...but it's the same for any industry.
Check out my bio in Trulia (click on the personal photo) and/or my website(s):
www.HouseNow.com for brokerage
www.pvg.net for appraisal
State Certified Residential Appraiser
(541) 912-1405 cell
(541) 345-7992 office