Financing in Williamsburg : Real Estate Advice

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June Buerkle, Home Buyer in Chattanooga, TN
June Buerkle answered:
My gross pay is $1,735/month & debt is $150/month. I have $3,500 for a downpayment. Is there a mortgage option to buy a 100k house (no hoa) in 23185?
What are you planning to do in 5 years?
What are you saving on the 5/1 arm vs. A 30 yr fixed rate? 1.25%? 1.50%?

(Using $100K borrowed as a round number you are only "saving& ... more
0 votes Share Flag Mon May 16, 2016 Financing in Williamsburg
Merry Wyatt…, Home Buyer in Clarksville, VA
Merry Wyatt Moore asked:
The main question we are asking you to help us answer is theTIMING involved. If there is a chance that our credit union will not approve an equity loan if they know we are approved for a lower % rate from our mortgage lender due to medical financial hardship (they…
0 votes Share Flag Sat Mar 26, 2016 Financing in 23185
Mike Hartnett, Real Estate Pro in Virginia Beach, VA
Mike Hartnett answered:
What lenders in Williamsburg/Yorktown offer USDA loans?
PrimeLending can 757-344-3366 USDA are great loans if you do not have much money for downpayment
0 votes Share Flag Thu May 29, 2014 Financing in Williamsburg
John R Beave…, Real Estate Pro in Portsmouth, VA
John R Beavers answered:
I Live in NJ, but have a home in Alabama that is rented and has been for the last 2 years. I have a FHA loan on that home. Can I get a mortgage in NJ?
This again is a question that is best answered by a local loan consultant. Call your bank and ask for the loan officer and have them give you your options for NJ.
0 votes Share Flag Sat Mar 23, 2013 Financing in 23188
Heather Moor…, Real Estate Pro in Williamsburg, VA
Heather Moorefield answered:
Is there a way to find out how long the USDA processing time currently is or what day they are currently working on in Virginia?
1-804-287-1598 is USDA hotline to check and see what day they are on. They often fly past days and sometimes they have allot of files submitted on one day. So it may seem like they are ... more
0 votes Share Flag Wed Jan 9, 2013 Financing in 23185
Elliott R. O…, Real Estate Pro in McLean, VA
Elliott R. Oliva answered:
Is it possible to get a mortgage with less than 20% down?

FHA 3.5% down
VA 100%
USDA 100%

Plus, some lenders like us can offer FHA financing with Down Payment Assistance program for 100% financing in some cases.

For more det ... more
1 vote Share Flag Tue Apr 10, 2012 Financing in 23188
Jim Mellen, Real Estate Pro in Williamsburg, VA
Jim Mellen answered:
What will it cost to refi our construction loan?

Since you have already closed on your construction loan, your cheapest option will be to "recast" with your current lender. If that is really available-make sure you ask that th ... more
0 votes Share Flag Thu Jan 22, 2009 Financing in 23188
Corey Grushin, Real Estate Pro in East Brunswick, NJ
Corey Grushin answered:
A complex financing issue, self employed when getting a loan
Dear Roger if all that you have stated is true & verifable this would be considered a no brainer loan. Verifiable would be you show income from the LLC of about $36,000/ year and have ... more
0 votes Share Flag Mon Apr 7, 2008 Financing in Williamsburg
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