Home Buying in Will County : Advice

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Gloria Nowot…, Real Estate Pro in 60540
Gloria Nowotarski, GRI,SFR,CNC answered:
I am looking to purchase my first home, hopefully, using one of the IHDA programs in conjunction with an FHA Loan. What time frame am I looking at?
With regard to timeframes, the IDHA program has a limited budget and covers certain geographic areas , so please do contact a realtor to help you find a home and provide the guidance ne ... more
0 votes Share Flag Sat Aug 2, 2014 Home Buying in Naperville
Suzanne MacD…, Real Estate Pro in 07856
Suzanne MacDowell answered:
I am closing on my house August 29, 2014 I don't have a mortgage on my house and I pay my property tax in four installments, do I pay at closing?
There will be an adjustment on the settlement statement so that both you and the buyer will pay the property taxes, on a per diem basis, for the time you actually owned the house.
0 votes Share Flag Fri Jul 18, 2014 Home Buying in 60403
Synthia Noble, Real Estate Pro in Crete, IL
Synthia Noble answered:
when a listing states that a home has 9 rooms, which rooms are they including ?
generally, bedrooms, family room, living room, kitchen, bonus, den, office, etc. Usually room count does not include bathrooms, closets, unfinished space. Your buyer's agent should be ... more
0 votes Share Flag Thu Jul 17, 2014 Home Buying in Crete
Dan Tabit, Real Estate Pro in Sammamish, WA
Dan Tabit answered:
I am living n a rent to own that I am due to secure a loan on by February 2015, however my credit is AWFUL! Can I look for someone to purchase for me?
Justus,
I'm sorry for your troubles. Rent to Owns are risky under the best of circumstances. I have no real advice other than consider checking out your next place to live. With bad ... more
0 votes Share Flag Sat Jul 5, 2014 Home Buying in Frankfort
Jalale Deresu…, Real Estate Pro in 60563
Jalale Deresu Amaro asked:
private schools versus public schools
0 votes Share Flag Thu Jul 3, 2014 Home Buying in 60586
Tony Grech, Real Estate Pro in Michigan
Tony Grech answered:
Mortgage contingency and appraisal........
Hi Ally,
that would probably depend.

If you are putting a large down payment down, then a short appraisal will not necessarily kill the chances of getting the mortgage approval.

... more
0 votes Share Flag Fri Jun 27, 2014 Home Buying in Naperville
Jeff Nobleza, Real Estate Pro in 60640
Jeff Nobleza answered:
How does one go about buying a foreclosed house?
Engage a knowledgeable realtor who can guide you through the process.

A good realtor will help explain financing options for and point you out in the right direction to go to in orde ... more
0 votes Share Flag Fri Jun 20, 2014 Foreclosure in Homer Glen
Jeff Nobleza, Real Estate Pro in 60640
Jeff Nobleza answered:
When is a short sale under contract? When the seler accepts or when the bank accepts?
have you asked for advice from your real estate broker?

Your real estate broker should have explained the process prior to your writing up an offer.
0 votes Share Flag Sun Jun 15, 2014 Home Buying in Crest Hill
Jeff Nobleza, Real Estate Pro in 60640
Jeff Nobleza answered:
Can some one recommend a good mortgage broker that deals with FHA? Mean scores are 640-650 for me and my husband.
Bernard Duganzic 847 508 0190 . Call him, he's good at this.
0 votes Share Flag Sun Jun 15, 2014 Home Buying in Lockport
Brad Vinson, Real Estate Pro in New Lenox, IL
Brad Vinson answered:
Looking for a home in Lockport or Mokena, IL. My husband and I have a mean credit score of 650. Can we get a loan on a 350-410k home?
Gen

Your score is not all that bad, but lenders are setting the bar farther and farther at every turn, but you can get the financing. I would recommend that you contact Dan Andersen ... more
0 votes Share Flag Wed Jun 11, 2014 Home Buying in 60423
Brad Vinson, Real Estate Pro in New Lenox, IL
Brad Vinson answered:
I was the high bidder on a Homepath home, prior to closing they sent my attorney a Notification of Code/Ordinance Violation on the piece of property.
Brian

I completely agree with Jeff comments. Many people underestimate the importance of having a realtor in your corner that's solely responsible is to protect your interest in a re ... more
0 votes Share Flag Wed Jun 11, 2014 Home Buying in 60448
Newman-Mitri…, Real Estate Pro in Near North Side, Chi...
Newman-Mitrick RE Group answered:
What is the average # of days a house is currently on the market in plainfield IL?
Do you have a particular piece of property in mind? There's over 600 houses on the market in Plainfield right now, so let me know if you can narrow it down to number of bedrooms/bathro ... more
0 votes Share Flag Fri Jun 6, 2014 Home Buying in Plainfield
Patty Harris…, Real Estate Pro in Naperville, IL
Patty Harrison 630-854-3459 answered:
Got caught in the economy, looking at options.
Hello:

We may be able to help you with financing as long as your credit scores are good and you can get a gift for downpayment. Please email or call me so we can discuss.

I look ... more
0 votes Share Flag Thu Jun 5, 2014 Home Buying in Naperville
Dan Tabit, Real Estate Pro in Sammamish, WA
Dan Tabit answered:
What is my earnest money check?
Asolis,
Sorry for the none responsive spam below.
Your earnest money check is like a security deposit that says you'll hold up your end of the contract or the seller can keep the m ... more
1 vote Share Flag Sun Jun 1, 2014 Home Buying in Shorewood
Carolyn Doll, Home Buyer in Araby Eight Com'l Es...
Carolyn Doll asked:
I'm looking to rent a house In Romeoville i n perhap a two to three month period.Hopefully two months.3 bedroom unless it has a finished basement It must have air condition,two car garage and a deck.Can you keep me posted? My Son lives in Romeoville Thanks It must be a rental or could be ob to buy.
0 votes Share Flag Fri May 30, 2014 Home Buying in Romeoville
Bart Gabe, Real Estate Pro in California
Bart Gabe answered:
My husband and I make decent money and credit for both is between 600-640 is this enought to purchase a home.
I lend down to a 530 middle credit score, so as long as you meet the required income, assets, employment etc. I should be able to qualify you with a 600-640 middle score.

Let's discu ... more
0 votes Share Flag Tue May 20, 2014 Home Buying in 60446
Bev West, Real Estate Pro in 80634
Bev West answered:
Does writing a note to the seller really help the situation if you really like a home? Would it have any effect on their decision?
Depends on the seller. Some sellers could get turned off by a note. Some already have their mind on what they need out of the sale. Knowing it is a business transaction, letters may ... more
0 votes Share Flag Fri May 16, 2014 Home Buying in Naperville
Terry Bell, Real Estate Pro in Santa Rosa, CA
Terry Bell answered:
I recently got a big raise at work so I was wondering how long should I wait before applying for a loan? I always hear you have to show 2 years of tax
Sometimes when getting extra money we tend to spend it three times! By that I mean often people will run out and buy a house, a car and a boat! If you really want a house, you should ... more
0 votes Share Flag Thu May 1, 2014 Home Buying in Bolingbrook
Terry Bell, Real Estate Pro in Santa Rosa, CA
Terry Bell answered:
Purchased a new construction closing in 3weeks. Financing it through builder owned mortgage company and they sent me appraisal waiver form to sign.
You need to find out what happens if the appraisal comes back for a lower price than the sale price?? Review the small print of the contract, to see if you will have to add more cash to ... more
0 votes Share Flag Thu May 1, 2014 Home Buying in Bolingbrook
Riccardo War…, Real Estate Pro in Downers Grove, IL
Riccardo Wardlow answered:
I do not have good credit, i'm working towards that. Would I qualify for a mortage on a forclosure? about how much would I need to have to put down?
if you need help call me


Riccardo Wardlow

Cross Country Mortgage
630-670-8266

RATED A+ WITH THE BBB

*We do Conventional loans down to a 620 score
*We do FHA loans down t ... more
0 votes Share Flag Fri Apr 25, 2014 Home Buying in Bolingbrook
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