Home Buying in Whittier : Real Estate Advice

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Richard Litt…, Real Estate Pro in Orange, CA
Richard Littlefield answered:
Can I buy a house with no down payment?
Yes I have 100% financing available. With low APRS from as low as 3.875%*no mortgage insurance.

Though you still need some cash. You need to put down a deposit, (Unless you are buy ... more
0 votes Share Flag Mon May 23, 2016 Home Buying in Whittier
Alex Greer, Real Estate Pro in San Jose, CA
Alex Greer answered:
question: a friend of mine is in the beginings of escrow, she submitting all her signed paper work to the lender an seller thru her realtor, just
All paperwork has to match her legal name. I am guessing her driver license has her legal name on it?

I do not check replies, so if you have a comment or question email me here:
AGr ... more
0 votes Share Flag Wed Apr 6, 2016 Home Buying in Whittier
Claudia Mull…, Real Estate Pro in
Claudia Muller Gravelle answered:
If I purchase a house that was extended without a permit, what happens?
From a lenders perspective: the appraiser will not be able to give value to the extended square footage amount.
0 votes Share Flag Tue Jan 12, 2016 Home Buying in 90603
Rich Reed, Real Estate Pro in Arcadia, CA
Rich Reed answered:
How or can we purchase a pre-forclosure?
In CA pre-foreclosure is before the Notice of Default is filed (which is the official start to the foreclosure process). The property may or may not be for sale. If it's for sale, then ... more
0 votes Share Flag Thu Dec 17, 2015 Home Buying in Whittier
Rich Reed, Real Estate Pro in Arcadia, CA
Rich Reed answered:
what is lease to own?
In my opinion, most properties that are marketed as "rent to own" are trying to take advantage of unsophisticated buyers/tenants and sellers/landlords. RTO is hyped to would be real est ... more
0 votes Share Flag Sat Dec 12, 2015 Home Buying in 90603
Richard Litt…, Real Estate Pro in Orange, CA
Richard Littlefield answered:
Hello! I am looking to get a mortgage for a home, and I was wondering how I would go about it.
I would be glad to answer any of your questions, It sounds like your credit would be OK.

my phone is 714-968-2500
0 votes Share Flag Sat Jun 13, 2015 Home Buying in Whittier
Jamesbangar, Home Buyer in Whittier, CA
Jamesbangar answered:
Is 2015 the new 2006?
Francesca. The time to buy is NOW ! Sound familiar ? My counseling to most First Time Buyers would involve a careful evaluation of their current and future housing plans.
I have to ... more
0 votes Share Flag Sun May 10, 2015 Home Buying in Whittier
Alex Montelo…, Real Estate Pro in Seal Beach, CA
Alex Montelongo, Broker & Associates answered:
Is it a law for sellers to disclose any problems with the house being sold?
Sellers are obligated to disclose all known material facts pertaining to the property. It is always in the buyers best interest to have a physical inspection.

Alex Montelongo/Broker ... more
0 votes Share Flag Wed Apr 22, 2015 Home Buying in 90604
Alex Montelo…, Real Estate Pro in Seal Beach, CA
Alex Montelongo, Broker & Associates answered:
Scammers in Whittier
Unfortunately, we as agents do not have control over who posts listings here on Trulia or any other website for that matter. We need the public to report scams out there so that Trulia ... more
0 votes Share Flag Wed Apr 22, 2015 Home Buying in Whittier
Sheryl Arndt, Real Estate Pro in Woodland Hills, CA
Sheryl Arndt answered:
Are lenders supposed to charge to run a credit report?
Hello Francesca, it is up to the lender/loan officer as it has to be paid for from someone when credit reports are pulled as they have to be paid up front as they are provided from an o ... more
0 votes Share Flag Mon Apr 20, 2015 Home Buying in Whittier
Sheryl Arndt, Real Estate Pro in Woodland Hills, CA
Sheryl Arndt answered:
My husband and I are getting our credit fixed but it looks like it is going to take 6 more months. We have to move because our lease is up but we
Hello Brenda, you may already qualify to buy now but you should study RENT vs BUY options as you may qualify to buy with minimum out of pocket expenses and pay less than rent in many ci ... more
0 votes Share Flag Thu Mar 19, 2015 Home Buying in 90604
Alex Montelo…, Real Estate Pro in Seal Beach, CA
Alex Montelongo, Broker & Associates answered:
Is there really a program to rent to own?
I have never heard of any rent to owns that have worked. The theory is out there but I have yet to see it practiced on a regular basis. I don't see why it should be a secret based on a ... more
0 votes Share Flag Thu Mar 19, 2015 Home Buying in Whittier
Robert Chome…, Other/Just Looking in San Diego, CA
Robert Chomentowski answered:
I am trying to obtain a FHA loan. The issue is that we have another home in NY that we recently refinanced as non-owner occupied - also FHA -
Usually you can only have one FHA loan at a time. If you were transferred for your job beyond community distance (which it appears you may have been), you may be able to get approved f ... more
0 votes Share Flag Fri Oct 31, 2014 Home Buying in Whittier
Sergio Medina, Real Estate Pro in Long Beach, CA
Sergio Medina answered:
I am thinking of moving to this this area (90602).
Melissa, Whittier is large city that is broken up in to smaller,scattered quadrants that dictate their desirability in reference to "safety". It is impossible to generally answer that q ... more
0 votes Share Flag Tue Oct 28, 2014 Home Buying in 90602
Dan Tabit, Real Estate Pro in Issaquah, WA
Dan Tabit answered:
In a short sale, how much time does it take between the appraisal and the closing?
Mike,
Any answer containing certainty is a guess. I've had short sale listings appraised and BPO'd multiple times and still waited weeks for a response. The only certainty with shor ... more
0 votes Share Flag Tue Sep 2, 2014 Home Buying in 90604
Alex Montelo…, Real Estate Pro in Seal Beach, CA
Alex Montelongo, Broker & Associates answered:
Hi, I had a real estate agent that specialized in VA home loans, unfortunately, it didn't work out and I am back to square one.
I have helped Veterans purchase a home utilizing a VA loan. Do you know that VA is not a lender but and insurer? The VA insures the value of a property up to 27% of the loan against los ... more
0 votes Share Flag Sat Jun 14, 2014 Home Buying in 90605
Oscar Gonzal…, Real Estate Pro in Norwalk, CA
Oscar Gonzales answered:
What should be my first step before looking for my first home?
Hi Ricardo,

I would first self evaluate and see how much you can afford. Then speak to a reputable lender. They will assets your financials and your DTI (debt to income ratio) and wi ... more
0 votes Share Flag Mon May 26, 2014 Home Buying in Whittier
Oscar Gonzal…, Real Estate Pro in Norwalk, CA
Oscar Gonzales answered:
I'm on a loan mod program w/my 1st lender and in default w/my 2nd I recenlty rec'd a ltr from a collection co what happens next?
Hello J.Deharo,

Please reach out to your second lien holder as soon as possible. Let them know that you have worked with the 1st and that you need some help with the 2nd. Almost all ... more
0 votes Share Flag Sun May 25, 2014 Foreclosure in Whittier
avery15522, Renter in Bedford, PA
avery15522 answered:
how much money do i need to make to buy a house? i only make 2400 gross pay a month. i feel like im throwing $
can i buy a house on$763.10 a month
0 votes Share Flag Thu May 22, 2014 Home Buying in Whittier
My NC Homes…, Real Estate Pro in Chapel Hill, NC
My NC Homes Team answered:
My partially secured 2nd has been charged off and in outside collections can they still foreclose?
Generally speaking a second mortgage holder is in an extremely weak position and cannot foreclose. They would ordinarily be limited to filing a lien against the property. However the fa ... more
0 votes Share Flag Mon Apr 28, 2014 Foreclosure in 90605
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