Financing in Westfield : Real Estate Advice

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Mike B,  in Raritan, NJ
Mike B answered:
Rate Lock
No, most lenders extend locks on a "worst case" scenario, meaning you get the worse of the market or previous rate, plus an extension fee. I wouldn't complain about a ra ... more
0 votes Share Flag Thu Jul 29, 2010 Financing in 07090
Gp, Other/Just Looking in 07090
Gp asked:
Rate Lock My rate lock of 3.99% recently expried due to the bank (TD Bank) not being able to move quick enough to close. The rate a a bit lower now (3.85%), however the bank told me they are extending…
0 votes Share Flag Thu Jul 29, 2010 Financing in 07090
Jerry Barker, Real Estate Pro in Atlantic City, NJ
Jerry Barker answered:
Refi with an ARM.
Thats my understanding as well, 30 year fixed rates are around 4.50 right now, well today anyway. But one thing your forgetting is the closing costs when you refi out of the arm, and al ... more
0 votes Share Flag Wed Jul 21, 2010 Financing in Westfield
Greg Knox,  in Cedar Knolls, NJ
Greg Knox answered:
So do the 28% and 36% guidelines apply to higher income families?
Yes, they still apply, but they are just guidelines and usually are exceeded. Don't forget a $300k family needs the proper bling.
0 votes Share Flag Tue Sep 22, 2009 Financing in Westfield
Deborah Madey, Real Estate Pro in Brick, NJ
Deborah Madey answered:
What are the expenses for an attorney to support my home purchase process?
It will vary by transaction. The following is typical.....but may not be applicable to your situation.

Assuming there are Realtors involved in your transaction.........

Your atto ... more
1 vote Share Flag Fri Mar 7, 2008 Financing in Westfield
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