Home Buying in West Virginia : Real Estate Advice

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Jonathanblow…, Home Buyer in Manor, TX
Jonathanblow1985 asked:
Where can I acquire an alt-A or subprime mortgage loan on a home that (would become my primary residence within 12 month)?s I currently am a sub-contracted rural mail carrier for the USPS in West Virginia. I've had banks tell me that I need to show a 24 month income (only been on the job for 16 months so far),…
0 votes Share Flag Mon Jul 11, 2016 Home Buying in Princeton
Mr.wilky, Home Buyer in Charleston, WV
Mr.wilky asked:
Do prefab homes depreciate like mobile homes?? Going to look at a prefab home!!
0 votes Share Flag Sat Jul 9, 2016 Home Buying in Charleston
Jamiehaus17, Home Buyer in Bridgeport, WV
Jamiehaus17 asked:
How do I contact the seller directly if I like a house I see? Several houses appeal to our tastes, but there is no way to contact seller.
0 votes Share Flag Fri Jul 8, 2016 Home Buying in 26330
Mtolliver00, Home Buyer in Buckhannon, WV
Mtolliver00 asked:
Seller sold to someone else Fall of 2015 my neighbor approached my brother asking if he would be interested in purchasing their property. My brother said yes and went to his bank the next business day and got the paperwork…
0 votes Share Flag Wed Jun 15, 2016 Home Buying in Buckhannon
Racksmtj, Home Buyer in Madison, WV
Racksmtj answered:
How much would closing costs be on a $130,000 home? We are trying for a FHA loan. We're first time home buyers.
Lender origination charges 1500 points 1300 so $2,800 lender fees
Origination charges $2500
If you don't put 20% down then you will need insurance that's high but paid monthly as par ... more
0 votes Share Flag Sun May 29, 2016 Home Buying in 25130
Alysse Musgr…, Real Estate Pro in Coppell, TX
Alysse Musgrave answered:
Can I get a lower rate if my current credit score is 671? and please do not run a credit check on me now. It lowers my score......
No one can run your credit without your permission. Assuming you have a steady, verifiable income and the required down payment and closing costs, you'll be okay with a 671 credit score ... more
0 votes Share Flag Mon May 16, 2016 Home Buying in 24954
Betty Smith, Both Buyer and Seller in 25309
Betty Smith asked:
0 votes Share Flag Tue May 3, 2016 Home Buying in Dunbar
Mmmhco, Home Buyer in New York, NY
Mmmhco asked:
What are the first time home buyer benefits? My husband and I would be first time home buyers and keep hearing how on top of the usda loan that doesn't require any down payment, that closing costs would be covered as well. We…
0 votes Share Flag Thu Apr 21, 2016 Home Buying in Martinsburg
Amyeliza80, Home Buyer in Washington, WV
Amyeliza80 asked:
Conventional loan with only $5,000 down? We would like to buy our first home in the area of Parkersburg, WV. We would be happy with something in the 70-90,000 range. We would like to get a conventional loan and we have $5,000 saved…
0 votes Share Flag Thu Apr 21, 2016 Home Buying in Parkersburg
USMortgageRa…, Real Estate Pro in Plano, TX
USMortgageRanger answered:
How much would a person with a conventional loan put for down payment if the property were to cost 130,000?
Hi Lorena,

Based on your post you are interested in a conventional mortgage, that would require 5% down or $6500 on a $130,000 home. This does not include your closing cost of an add ... more
0 votes Share Flag Mon Apr 4, 2016 Home Buying in 25130
Diane Christ…, Real Estate Pro in Sarasota, FL
Diane Christner answered:
can my kids buy my foreclosed home?
Are you speaking about a short sale before the actual foreclosure, or as a purchase after the foreclosure when it is what is referred to as a REO? Generally speaking, it will depend on ... more
0 votes Share Flag Sun Feb 14, 2016 Home Buying in 26753
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