Financing in West Chester : Advice

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Bela Vora, Real Estate Pro in 19341
Bela Vora answered:
Just got my copy of appraisal for a refi but I don't understand it. The appraiser valued my house lower than the avg. of the adjusted comps
Based on what I know - appraisers never average the value of the 3 comps and they are not required to. Those numbers just give the range - the appraiser places the subject property whe ... more
0 votes Share Flag Fri Apr 8, 2011 Financing in West Chester
Myra Gouger, Real Estate Pro in 89052
Myra Gouger answered:
My sellers agreeded to pay $7000 in closing o my VA Loan the bank says 4% is the norm.
You will end up paying the other portion of the closing costs. Banks can and do frequently dictate these fees and what they will accept as "normal" for the HUD.
0 votes Share Flag Mon Jan 3, 2011 Financing in 19382
Alan Openshaw, Real Estate Pro in Warminster, PA
Alan Openshaw answered:
Can anyone give me the bullit points on the difference between a FHA Loan and PHFA loan?
Hello Eric,

The PHFA can be used in conjunction with FHA or conventional loans for assistance with down payment. The assitance comes in the form of a zero interest loan. Credit educa ... more
0 votes Share Flag Fri Apr 30, 2010 Financing in West Chester
Wa Macdonald, Other/Just Looking in Pittsburgh, PA
Wa Macdonald answered:
Is seller assist considered a seller concession for a VA loan? The maximum is 4% seller concessions. I'm so
The seller can pay all usual and customary closing costs (deed transfer, title, etc). Here's the confusion. The seller can also pay the escrow and prepaids up to 4% of the sales price ... more
0 votes Share Flag Thu Jul 9, 2009 Financing in 19382
Adrienne Sen…, Real Estate Pro in 19380
Adrienne Senior answered:
I'm looking to buy a home in PA. Sale price ~ $585K. Are 80-10-10 loans still available?
Well Ragh,
you might have bought already.This is a tough loan to find. The seller assist would work for some of the costs. If you have a 720 score and good income there are lenders o ... more
0 votes Share Flag Fri Jun 26, 2009 Financing in 19382
Ryan Branden…, Real Estate Pro in Boca Raton, FL
Ryan Brandenburger answered:
Calling all Mortgage Experts !! Please Advise !!
You all are missing the biggest issue at hand.....Is the Condo HUD/FHA approved? If not you will have to do a spot approval and it could take months!! Dont go under contract or move for ... more
0 votes Share Flag Wed Apr 30, 2008 Financing in 19380
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