Financing in Washington Heights : Advice

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Michael Cheng, Real Estate Pro in San Jose, CA
Michael Cheng answered:
In what ways do prior refinances affect the next one?
The most direct impact is the credit report. Otherwise, it depends on the terms of the mortgage. Some have rather restrictive terms about early pay off or pre-payment penalties.
0 votes Share Flag Thu May 2, 2013 Financing in Washington Heights
Vandana Ranj…, Real Estate Pro in New York, NY
Vandana Ranjan answered:
What is the best way to measure the costs and gains from refinancing?
Besides interest payment, you need to take into consideration closing costs as well and then look at the whole picture.
0 votes Share Flag Wed May 1, 2013 Financing in Washington Heights
Elena Ravich…, Real Estate Pro in 10019
Elena Ravich Manhattan Expert answered:
What might delay approval of a loan?
Not providing all requested documents fast or clarifications to requested questions may delay the loan approval. You should always be in touch with your mortgage contact and ask if th ... more
0 votes Share Flag Sun Jan 27, 2013 Financing in Washington Heights
Elena Ravich…, Real Estate Pro in 10019
Elena Ravich Manhattan Expert answered:
How long will it take to process a loan application?
in NYC it normally takes couple days to get pre-approved and 2 to 4 weeks to get a commitment letter.
I am talking about the banks my clients worked with, Wells Fargo and Citi - not s ... more
0 votes Share Flag Sun Jan 27, 2013 Financing in Washington Heights
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