I am a lender in Ohio. Answering your question with a simple YES or NO is not possible. I reqiure a 640 Credit Score. I have heard of some lenders say they are doing 600 Scores, however I have heard of they rarely close. A total review of your income, credit and assets needs to be done. Find a local lender that you can meet eye to eye and let them review your complete profile. Hopefully (or maybe) with some actions on your part you might get the scores higher with a Credit Rescore. You would be much better off if your scores were above 640, so work on doing that.... more
The many dimensions of buyer readiness all boil down to two major factors: motivation and cash on hand. Our recently released American Dream Home Survey showed that there are plenty of renters that hope
Refinance Condo Loan FHA Mortgage Rates- Mason, Ohio a suburb of Cincinnati, 45040 Homeowners may want to consider refinancing. Rates are at historically low levels falling to as low as 4.000 percent locally.
Home Loan refinance - Compare your Mortgage rates FHA, VA, USDA, Conventional – Cincinnati Mason, OH How do I know if it makes sense for me to refinance? Reuters News Network Write an great blog "Time
This recently happened to a client and there was no time period needed. It was either listed or not listed. So as soon as your home is no longer listed you should be able to reapply.
You can have your home withdrawn from the market at any time with the permission of the listing Broker. After you get the refi completed then you would be free to relist it.
Good Luck!... more