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Hi Elich, This is a question asked by buyers and sellers-- how long does it take? A buyer, working with a great real estate agent has already been intoduced to their Realtor's Team-- made loan application and is pre-approved for at least the amount of loan needed to buy in the proposed price range, understands the process including inspections & settlement-- all before falling in love with a property! That said, the inspection stage can take 7-10 days, and sometimes the appraisal is ordered right away, or not until after the "deal" is firmed up. With new appraisal requirements in effect since May 2009, it can take 30-45 days to get the appraisal done (avg 30 days). Some lenders require up to 5 days for ALL required documents, the appraisal and even updated verifications on you to be in hand, before they will permit settlement. The worst typical case would still be 45 days average, and up to 60 mdays if coordinating other factors is needed. That is usually also a workable timeframe for sellers to coordinate their move, and often allows you to give adequate notice on your rental too! I hope this will help you to plan-- good luck, and happy ownership!... more