Wareham : Advice

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jvalenti, Both Buyer and Seller in Queens, NY
jvalenti answered:
how much do you have to make annually to qualify for a 150k mortgage?
Interesting responses here. Go John Burke~ To calculate your ability to get a mortgage, here's some tips.. the mortgage can be no more than 26% of your monthly income. the total mortgag ... more
0 votes Share Flag Sun Aug 3, 2014 Home Buying in Wareham
LPROVOST38, Both Buyer and Seller in Wareham, MA
LPROVOST38 asked:
HELP WITH USDA IN WAREHAM MASS anyone know what the turn around time is for final approval for a usda mortgage?file was sent for final approval on april 11, 2014, they were 2 days behind.
0 votes Share Flag Fri Apr 18, 2014 Financing in Wareham
Tabitha, Renter in 02571
Tabitha answered:
I was looking at houses in wareham, pinehurst beach area and the stats for property crime are higher than the state of massachusetts average - why
Im so shocked to hear that it is higher than the Mass average. Pinehurst is beautiful, good luck with youre new home.
0 votes Share Flag Thu Feb 13, 2014 Crime & Safety in 02571
Scott Godzyk, Real Estate Pro in 03109
Scott Godzyk answered:
My mom lives in a house I own. I pay the mortgage, taxes, insurances and about half the utilities most the time. Can I claim a rental loss?
It may depend if you live their too or if it is a rental property in which your mom just happens to rent.n You may want to ask your cpa to review the rules on rental properties to see i ... more
0 votes Share Flag Fri Feb 7, 2014 Home Buying in Wareham
Anthony Piem…, Real Estate Pro in West Roxbury, Boston,...
Anthony Piemonte answered:
What does my credit score have to be to participate in the agricultural mortgage program?
Great question...Wish I could answer it for you. The best answer would come from a lender. Are you working with one? If not a have a couple that I could recommend. Contact me if interes ... more
0 votes Share Flag Mon Dec 2, 2013 Home Buying in 02571
Heath Coker, Real Estate Pro in Falmouth, MA
Heath Coker answered:
I just read that as of March 2013 Bourne and Wareham are no longer eligible for USDA loans. Is this true? Say it isn't so !!!!
I would contact a local lending professional for help with this answer.

I know this guy can be helpful.
He is up to date on USDA loans: rtranchell@totalmortgage.com
Bob Tranchell ... more
1 vote Share Flag Mon Dec 2, 2013 Home Buying in Wareham
myracaines, Renter in Wareham, MA
myracaines created a review:
QUIET NEIGHBORHOOD PEOPLE WALK THEIRDOGS AND KIDS PLAY ITS SO AWESOE TO SIT ON THEPORCH AND WATH THE WORLD GO GY.
0 votes Share Flag Sat Nov 9, 2013 In My Neighborhood
Heath Coker, Real Estate Pro in Falmouth, MA
Heath Coker answered:
I need help! I just got mail today of a copy Of our homestead act and a copy of "quitclaim deed" with a big cancelled stamp on it!! What?
Hi B.

First this appears to be a legal question so I would direct you to an attorney.

However, in MA, there are tax stamps that are printed on a deed and then they have the word c ... more
0 votes Share Flag Sat Nov 2, 2013 Home Buying in Wareham
Kevin Vitali, Real Estate Pro in 01876
Kevin Vitali answered:
How can I get out of a join loan?
The other person will have to refinance soly in their name. It is the only way it can be done. Hopefully they can qualify on their own.
0 votes Share Flag Tue Apr 9, 2013 Home Buying in Wareham
Heath Coker, Real Estate Pro in Falmouth, MA
Heath Coker answered:
I am a single mother who is looking for housing in Wareham. I need housing asap and help or suggestions
There are lots of houses.
I would talk to a lender first and nail down what price range, and how fast you can close.
Then find an experienced local professional to help look at proper ... more
0 votes Share Flag Mon Jan 14, 2013 Rentals in Wareham
Moy Lopez, Real Estate Pro in Norwell, MA
Moy Lopez answered:
What company should I go with for a three season home, loan?
Just a few months late but here is one possible answer. Why not winterize it and put in heat with a FNMA HomeStyles loan for second homes. You can finance the purchase price plus the r ... more
0 votes Share Flag Thu Nov 15, 2012 Home Buying in Wareham
Moy Lopez, Real Estate Pro in Norwell, MA
Moy Lopez answered:
I am interested in purchasing a second weekend home in Wareham, how much of a down payment is required on a
Ana, Corey's answer is correct. Second homes only require 10% down if your credti scores meet the guideline requirements. Our FNMA Homestyle loan program will also allow you to finance ... more
0 votes Share Flag Tue Sep 4, 2012 Home Buying in Wareham
Haneroad, Home Buyer in Centerville, MA
Haneroad answered:
if we purchase a second home and my mom lives in it, while we live in another state, and she pays part of the expenses, is that considered rental
Eventually we will be in that same position. Great question.
0 votes Share Flag Tue Aug 28, 2012 Home Buying in Wareham
Territory.com, Real Estate Pro in Massachusetts
Territory.com answered:
Is it possible to list a home for sale by owner?
Yes! It is very easy to do and if you get the right guidance and price your property right it can be very successful.

We have a great FSBO referral for all our buyer clients when the ... more
0 votes Share Flag Mon Jul 23, 2012 Home Selling in Wareham
April M. Bar…, Real Estate Pro in Wareham, MA
April M. Barrows answered:
we are looking at a cottage in the swifts beach area & just checked out the crime map on trulia.all that red is somewhat concerning!any feedback?
I have been a resident of Wareham for 37 years and raised 4 children my husband works for the town as do I . This towns crime rate is no more than any other now do to the bad eccomomy. ... more
0 votes Share Flag Wed Jun 13, 2012 Crime & Safety in Wareham
Marybeth Mil…, Real Estate Pro in 02184
Marybeth Mills Muldowney answered:
Is this property in a 55 and up community?
Good Morning Martha, If you are looking for information on over 55 communities in Massachusetts I would be most happy to assist you. There are a number of opportunities on the South S ... more
0 votes Share Flag Sat May 5, 2012 Home Buying in Wareham
Philzao, Home Buyer in East Wareham, MA
Philzao answered:
is wareham a good place for seniors to live?
Well Linda, I am not a self serving broker. I am a senior and looking to buy a home in Wareham b/c family is close by. I can tell you this much. The town board of Assessors are a bu ... more
0 votes Share Flag Wed Apr 18, 2012 Foreclosure in Wareham
Procontracto…, Other/Just Looking in Wareham, MA
Procontractor02571 answered:
how much would it cost to add on a ground floor 12 x 12 addition in zip 02571?
Presently, we could do this job for as little as $50,000; barring any complications with regards to the heating or plumbing-in other words, simple tie ins. This also assuming you have t ... more
0 votes Share Flag Fri Feb 17, 2012 Design & Decor in 02571
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