Home Buying in Walnut Creek : Advice

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Mariah Bradf…, Real Estate Pro in Lafayette, CA
Mariah Bradford answered:
Agent issuing us a 1099 for split commission that won't go into Closing costs because Lender Bank won't allow it.
This is most appropriately a question for your CPA. However, in my experience it is true that the lender will only allow credits for closing costs. Therefore, if the Realtor gives you ... more
0 votes Share Flag Mon Jul 13, 2015 Home Buying in 94598
Alex Greer, Real Estate Pro in California
Alex Greer answered:
TO: Meridith Zomalt Empire Realty W.C. CA Are the financial requirements exactly the same for condo purchases in Rossmore as they are for co-ops?
No. Co-Ops are completely different and need different financing.

I do not check replies, so if you have a comment or question email me here:
AGreer@TheMortgageOutlet.com

Alex Gr ... more
0 votes Share Flag Mon Jul 6, 2015 Home Buying in Rossmoor
Cindy Davis, Real Estate Pro in San Diego, CA
Cindy Davis answered:
Occupying my mother's co-op in Rossmoor, Walnut Creek that is in a trust
You are posing legal questions to a bunch of Realtors. Who ae they 'they' you refer to in your question? If 'they' are attorneys, then I would follow thei advice.
0 votes Share Flag Sun Jul 5, 2015 Home Buying in Rossmoor
Dclandry, Renter in Lafayette, LA
Dclandry answered:
How can I change the search area?
Hi Joy,

Log in and got to you profile (upper right)

select e-mail preferences
select e-mail alerts
select saved searches

You can edit from here. If you are looking to buy, y ... more
0 votes Share Flag Sat May 30, 2015 Home Buying in Rossmoor
Tom E. Chance, Real Estate Pro in Livermore, CA
Tom E. Chance answered:
i am interested in forclosed property in walnut creek. do you have more info for the property on ones rd #7?
Hi Inna,

I was able to find a property on Jones Rd that I believe is the property you are inquiring about. This property is currently in the pre-foreclosure process with the bank and ... more
0 votes Share Flag Wed Feb 11, 2015 Home Buying in Oak Road
Claudia Mull…, Real Estate Pro in Fremont, CA
Claudia Muller Gravelle answered:
Renting from Family - Preventing Jumbo Home Loan Approval?
My suggestion would be to change the application to no rent for the past 12 months as you have been living with family to save money.
This would negate the need for rent history.
0 votes Share Flag Wed Feb 11, 2015 Home Buying in Walnut Creek
Bill, Home Buyer in Los Angeles, CA
Bill answered:
80-15-5 mortgage in California
Are there any 80-15-5 programs available in CA with a purchase price in the $700-$800k range?
0 votes Share Flag Mon Jan 26, 2015 Home Buying in Walnut Creek
Cindy Davis, Real Estate Pro in San Diego, CA
Cindy Davis answered:
What is the definition of a "bedroom" in Contra Costa County?
A bedroom is one with a closet...I have seen agents and sellers manipulate this term, and a call something a bedroom when it really isn't.
0 votes Share Flag Sun Jan 25, 2015 Home Buying in Diablo Hills
Becky Johnson…, Real Estate Pro in Westland, MI
Becky Johnson, ABR, e-Pro, CNE answered:
I just bought a house. Due to privacy concerns, how do I go about getting the photos of the house removed from your website?
I Agreed with Anna. BUT The pics start on are MLS and are sent over to TONS of websites. Getting them removed from here is just step 1. Most listing agents wouldn't remove from all beca ... more
1 vote Share Flag Tue Dec 23, 2014 Home Buying in 94596
Mary Beth Ma…, Real Estate Pro in Orinda, CA
Mary Beth Maclennan answered:
Does the HOA cover your property taxes if you purchase a Co-op in Rossmoor?
To add a little more clarification, when you purchase a co-op in Rossmoor, your monthly payments will consist of your HOA dues PLUS 1/12th of the annual property taxes due on the proper ... more
0 votes Share Flag Fri Nov 21, 2014 Home Buying in Rossmoor
Kevin Chapin, Real Estate Pro in Concord, CA
Kevin Chapin answered:
What is the average rent on apts. in 94597 area code, and does it make more sense to rent at this rate (financially) or to buy a home in AZ for $200k?
Hello Elizabeth. IT DEPENDS. There are a lot of variables involved that are not in question. How large of a place are you looking to rent? Why are you considering renting in Walnut ... more
0 votes Share Flag Thu Sep 18, 2014 Home Buying in 94597
HelpUBuy Ame…, Real Estate Pro in 75019
HelpUBuy America answered:
what do the home owners dues cover?
It varies by community, It's very important to confirm what's covered before closing. Know what you're buying.

Don't Let The Make a Monkey Out of You! Follow the link below.


Aly ... more
0 votes Share Flag Sat Jul 19, 2014 Home Buying in Rossmoor
James Collins, Real Estate Pro in Walnut Creek, CA
James Collins answered:
how would an agent or agency know if I used agent from another company to buy a home?
Anything you sign you should have a copy of. If you do not have a copy, get one.
That way it can be determined what you signed. There are many forms signed when buying or selling a ... more
0 votes Share Flag Thu Jul 17, 2014 Home Buying in Walnut Creek
Margaret  Pr…, Real Estate Pro in Lafayette, CA
Margaret Price answered:
what do the homeowners dues cover?
Hi,
Rossmoor HOA fees, commonly called the "coupon," cover different things depending on whether the property is a condo or a co-operative unit. The "Mutuals" are the Homeowners Assoc ... more
1 vote Share Flag Thu Jul 10, 2014 Home Buying in Rossmoor
Margaret  Pr…, Real Estate Pro in Lafayette, CA
Margaret Price answered:
Are there many co-ops in Rossmoor that are changing over to condos? Co-ops seem to have troublesome rules so I would prefer a condo.
Rossmoor Co--Ops have certain advantages in what is covered by the HOA fees over what is covered by condo fees. Remember, too, that the property tax is included in the so-called "Coup ... more
0 votes Share Flag Thu Jul 10, 2014 Home Buying in Rossmoor
Kim Benedict, Real Estate Pro in 06902
Kim Benedict answered:
Is there anyway around the HOA dues? Is low $500's the best that can be done? 6/9K a year in dues is a lot. What do people do who have no income?
Nope there isn't. if you stop paying them you can be foreclosed on by the HOA for lack of payment... some places are higher then others just depends on where you live... Ive seen them f ... more
0 votes Share Flag Sun May 11, 2014 Home Buying in Rossmoor
Kim Benedict, Real Estate Pro in 06902
Kim Benedict answered:
I see foreclosed properties that are empty (at least the photos show an empty place) that have been on the market for hundreds of days. What's up?
When there is a foreclosed property the bank owns it because the mortgage holder couldn't make payments, and was unable to lease back the property from the bank till they sold it.

Ye ... more
0 votes Share Flag Sun May 11, 2014 Home Buying in Walnut Creek
Zach Knapp, Real Estate Pro in Beverly Hills, CA
Zach Knapp answered:
Why would a bank not reduce price on a foreclosed home that is vacant, is now bank owned, has had regular mo. price reductions over market, no offers
Cathlene it is simple supply an demand. In most other states for everyone home buyer there are 5 to 7 homes available, here in California the ratio is 1.1 homes per buyer. With the high ... more
0 votes Share Flag Fri Apr 11, 2014 Home Buying in Walnut Creek
Simon Watson, Real Estate Pro in 94596
Simon Watson answered:
Could you please tell me if the KEYs condos are FHA approved? Thanks in advance
Yes is it, I checked the HUD web site
0 votes Share Flag Thu Apr 3, 2014 Home Buying in Walnut Creek
Simon Watson, Real Estate Pro in 94596
Simon Watson answered:
Is Master's Court a nice community to buy in? By nice I mean is the area safe, has anybody heard about any residential problems?
Walnut Creek is pretty much safe all over, contact the
local police who should be able to answer any questions or
concerns you may have.

______________________

Simon Watson
... more
0 votes Share Flag Thu Apr 3, 2014 Home Buying in Diablo Hills
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