Financing in Vista : Advice

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Cindy Davis, Real Estate Pro in San Diego, CA
Cindy Davis answered:
home equity loans
Honestly, your best bet is to clean up your credit. If you have 'bad credit' I recommend you pay off collections and pay down credit card balances. It makes no sense to borrow more mon ... more
1 vote Share Flag Tue Sep 1, 2015 Financing in Vista
Sylvia Fleis…, Home Owner in Vista, CA
Sylvia Fleischmann answered:
is CDA Law Center safe?
CDA helped modify my home about a year ago, they're the real deal. It took about 3 months, but helped me structure my financial package cuz i'm self-employed - my lender Wells Fargo ap ... more
0 votes Share Flag Tue Jul 30, 2013 Financing in 92081
Brianandjuli…, Home Buyer in Chicago, IL
Brianandjulieb answered:
I moved in our rental property (upside down). Is this considered owner occupied?
Don't know why it shows I live in Chicago - I live in San Diego!!
0 votes Share Flag Sun Apr 7, 2013 Financing in 92083
Sharon Oyer, Real Estate Pro in San Diego, CA
Sharon Oyer answered:
I just was able to modify my home for 1% lower rate, but I was looking at the new program Obama is offering for home refi. I live in North San Diego?
Contact CDA Law Center. Ask for Valentino Adams. Here is his contact information: vadams@cdalawcenter.com or 949-379-8031.

CDA will conduct a phone interview and then let you kno ... more
0 votes Share Flag Wed Jun 20, 2012 Financing in 92083
John McConnin, Real Estate Pro in Carlsbad, CA
John McConnin answered:
we stop make payments 4 monts of our house because of hardchip we like to keep it what will happen i m scare
Your question was from a few months ago.
If you wish to avoid a foreclosure or a short sale, you typical options for one loan might be
a loan mod or a forbearance. If you have a sec ... more
0 votes Share Flag Wed Oct 13, 2010 Financing in 92083
Dp2, Other/Just Looking in Virginia
Dp2 answered:
thank you for all your guys answers my husband is the only one that works right now what chances do i have to keep the house
If you don't have enough to reinstate your loan, then you'll need to look at a few other options. It's possible that you could equity partner with an investor, do an exc ... more
0 votes Share Flag Fri Sep 10, 2010 Financing in 92083
Tony Cannon, Real Estate Pro in Carlsbad, CA
Tony Cannon answered:
How do i find out for sure whether my home loan is a non-recource loan?
A non-recourse loan is the loan obtained when you purchased your house, the type really doesn't matter. Any refinance or second or HELOC after the purchase date is probably recourse.

... more
0 votes Share Flag Tue Jul 22, 2008 Financing in 92083
Nathan Phelps,  in Wyoming
Nathan Phelps answered:
We are trying to buy a new home and are looking for 100% financing
Hey stephanie,
You can get 100% financing assuming full disclosure of your income and assets-10k is more than enough assets. you can have the seller pay for your closing costs with ... more
0 votes Share Flag Mon Jan 28, 2008 Financing in 92081
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