Financing in Visalia : Advice

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Chris Carval…,  in Tulare, CA
Chris Carvalho answered:
Are there any local banks in Visalia that will loan on cash flow positive investments prop. w/out credit score/and docs
Gold credit is a term used when someone has about a 780 or above fico not really a "standard" that is issued.
0 votes Share Flag Fri Feb 17, 2012 Financing in Visalia
Tyler J. Jac…, Real Estate Pro in ,
Tyler J. Jacobs, PhD, Broker answered:
ex visalian living oseas w/out credit history are foreign national loans avaiable John
I have represented many “Foreign National” buyers, and the most widely used mortgage banker is:

Tom R. Callahan
Senior Mortgage Banker
BBVA-Compass
tom.callahan@bb ... more
1 vote Share Flag Tue Feb 14, 2012 Financing in Visalia
Bentley Advi…,  in San Mateo, CA
Bentley Advisors answered:
Is there a seasoning requirement on securing a first mortgage on a California property that was gift quitclaimed to me and is owned free and clear?
I'll assume that you are looking to obtain a 1st mortgage and take cash out of the property. If this is the case, I believe you'll find that most lenders require 6 mos vestin ... more
0 votes Share Flag Mon Feb 28, 2011 Financing in Visalia
Voices Member,  in San Diego, CA
Voices Member answered:
Is there any way to get competitive financing for me when I have had a bankruptcy and a foreclosure?
Hey Bigguy,

As previously stated - you're looking at 2yrs after BK, but 3 years after foreclosure for FHA financing. However, if the foreclosure was the result of documented ex ... more
0 votes Share Flag Sun Apr 25, 2010 Financing in Visalia
Jason Castle, Real Estate Pro in Porterville, CA
Jason Castle answered:
What refinancing company is credible for the central California region?
Omer,
I would recommend Countryclub Mtg. in Visalia/Porterville. They are local, reputable and they are a direct broker, which to you means they make all the final decisions in house, ... more
0 votes Share Flag Fri Oct 9, 2009 Financing in Visalia
Darrell Evans, Real Estate Pro in Las Vegas, NV
Darrell Evans answered:
time period to buy a home after a fore closure
This has gotten complicated this year. Before Fannie Mae/Freddie Mac changed the rules earlier this year, the waiting period per the lending guidelines was 4years. The guidelines were ... more
0 votes Share Flag Sun Jul 26, 2009 Financing in 93277
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