Financing in Virginia Beach County : Advice

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Marchell Puc…, Real Estate Pro in Virginia Beach, VA
If you're considering buying a home, especially as a first-time buyer it's important to take a close look at your finances before you start shopping.Start with the 28/36 rule. Many lenders use it to… Read more
Blogged yesterday, 10:34am by Marchell Puckett Home Buying Financing Home Ownership
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Josh Barnett, Real Estate Pro in Oklahoma City, OK
Josh Barnett answered:
I recently filed app with JP Morgan Chase to pre-qualify for 902 Culver Lane in virginia beach. I'm basing the response time on the way it was
Visit a local branch in person and complete a new application to receive a more immediate response.
0 votes Share Flag Tue Jan 14, 2014 Financing in 23454
TODD BROZOVI…, Real Estate Pro in 23454
TODD BROZOVICH answered:
Looking for Condotel financing
Brian,
I know this question was asked in April but the only lenders in this area that may entertain that type of property is Bank of America and or Wells Fargo. You can check there if ... more
0 votes Share Flag Thu Jan 9, 2014 Financing in Virginia Beach
Susan Murray…, Real Estate Pro in Virginia Beach, VA
Well,  just out of meeting on Reverse For Purchase Mortgages, effective January,2014.....All Buyers must now qualify after Jan 01,2014.  Still a very strong FHA backed loan program that is wonderful… Read more
Blogged Thu Sep 12, 2013 by Susan Murray-challender Home Buying Home Selling Financing
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Drew Hitt, Real Estate Pro in Virginia Beach, VA
Drew Hitt answered:
Does anyone have a successful rent to own story to share?
One of our Rent To Own buyers is getting a new loan through Bank of America next month. (Rent credits usually just come off the purchase price, they don't account as money down).

We ... more
0 votes Share Flag Thu Aug 29, 2013 Financing in Virginia Beach
Chris Nealy, Real Estate Pro in Virginia Beach, VA
Chris Nealy answered:
ARM's are making a comeback... is this good or bad?
Yeah, you hit the nail on the head when you bolded "WHEN USED CORRECTLY' Problem is too many people use them to buy more then they can afford then when they go up and their income doesn ... more
0 votes Share Flag Thu Aug 29, 2013 Financing in Virginia Beach
Chris Nealy, Real Estate Pro in Virginia Beach, VA
Chris Nealy answered:
I own 3/2 town home with four kids . the house is small and need some remodlig .the school distric is not all that . we are thinking of renting .
What makes you think your HOA won't find out that you are not in the house and your friend is in fact renting it? Him paying the mtg is still money you are recieving and that sounds a l ... more
0 votes Share Flag Mon Aug 26, 2013 Financing in Virginia Beach
Vincent Paige…, Real Estate Pro in Orlando, FL
Vincent Paige - Realtor answered:
Why are people waiting? Do they really think the deals can get any better?
Nervous that the economy will nose dive again, worried about stability of work situation. Analysis paralysis..etc.

VP
0 votes Share Flag Mon Aug 26, 2013 Financing in Virginia Beach
Chris Nealy, Real Estate Pro in Virginia Beach, VA
Chris Nealy answered:
Getting Mortgage After Bankruptcy 2 years ago possible?
Conatact Sherry at Monarch Mtg. She may be aable to get you a loan. There was a new law passed where the waiting period has been shorted to a year if you can show there were extenuating ... more
0 votes Share Flag Mon Aug 26, 2013 Financing in Virginia Beach
Lori Jeltema, Real Estate Pro in Newport News, VA
Lori Jeltema answered:
Does anyone know of a conventional rehab/construction loan?
Claudine, I had a rehab close with Ellen years ago and you are right - she is great! thumbs up to Russell.
0 votes Share Flag Tue May 28, 2013 Financing in Virginia Beach
Lori Jeltema, Real Estate Pro in Newport News, VA
Lori Jeltema answered:
Freaking out over my underwriting process.
I'm glad you removed your last post! Good luck!
0 votes Share Flag Sun Mar 17, 2013 Financing in Virginia Beach
Robert H. As…, Real Estate Pro in Virginia Beach, VA
Robert H. Ashburner, Jr. answered:
Recommended Mortgage Broker in Virginia Beach?
Jeff,

Julie mentioned me and Nick in her recommendation... And yes I would also recommend myself, but to be of service to you please consider searching for a local lender that works ... more
0 votes Share Flag Sat Mar 2, 2013 Financing in Virginia Beach
stardow, Home Buyer in Virginia Beach, VA
stardow answered:
I WANT TO RENT TO OWN A HOME,IN VIRGINIA BEACH AREA MUST NEAR OCEAN.,WITH 0 DOWN.,IF INTERESTED PLEASE EMAIL ME OR I AM ON FACE BOOK...Ruth E. Walker.
im a young lady in my 30's i have no good credit trying to build it back up. would like to know how can i rent to own a home in chesapeake. i rent 850.00 amnth but will purchase the pro ... more
0 votes Share Flag Thu Feb 28, 2013 Financing in Virginia Beach
Don Maclary -…, Real Estate Pro in Virginia Beach, VA
Turn that no into a retirement investment property.People with 6 & 7% Mortgages and less then 20% equity are finding it hard to refinance. Some have figured out Selling or renting the high interest… Read more
Robert H. As…, Real Estate Pro in Virginia Beach, VA
Robert H. Ashburner, Jr. answered:
Ok mortgage people we have seen rates bounce off the bottom, Do you think they will continue to inch up or stay low.
If you really want to obtain an educated grasp on the direction of mortgage interest rates sign up for a FREE trial of Barry Habib’s MBSHIGHWAY at http://www.mbshighway.com/regis ... more
0 votes Share Flag Thu Feb 14, 2013 Financing in Virginia Beach
Richard Cald…, Real Estate Pro in Chesapeake, VA
Richard Calderon answered:
Is it possible to get qualified for a home loan for a new home when you are currently putting yours on the market to sell or rent?
Hi Amber,
I noticed that no one ever answered your question.I hope everything worked out and wish you the best.

Again on behalf of VA..... SORRY
0 votes Share Flag Sun Feb 10, 2013 Financing in Virginia Beach
Tom Hubba 75…, Real Estate Pro in Virginia Beach, VA
Mortgage rates rose last week as investors gained confidence in the global economy. China and Europe posted better-than-expected manufacturing rates, U.S. Jobless Claims fell for the second straight week,… Read more
Blogged Tue Jan 29, 2013 by Tom Hubba 7576471417 Financing
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Robert H. As…, Real Estate Pro in Virginia Beach, VA
If you are thinking about purchasing your first home or refinance your existing home chances are you are trying to decide when to lock your rate. To get help with that decision I highly recommend that… Read more
Blogged Tue Jan 22, 2013 by Robert H. Ashburner, Jr. Market Conditions Home Buying Financing
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Robert H. As…, Real Estate Pro in Virginia Beach, VA
Robert H. Ashburner, Jr. answered:
I have been trying to get preapproved for a loan however my credit is in bad shape its a 545, 560, 635. What can i do?
Jeremiah, I am sorry I am just seeing your post. I hope you have experienced some success since your post. To that I would recommend that you sign up and attend a FREE first time home ... more
1 vote Share Flag Mon Jan 7, 2013 Financing in 23451
Jeremiah Rut…, Home Buyer in Virginia Beach, VA
I have been trying to get preapproved for a loan however my credit is in bad shape its a 545, 560, 635. I am in the navy so i have a steady pay check, and I have up to $1200 a month to put towards a mortgage.… Read more
Blogged Sun May 27, 2012 by Jeremiah Rutledge Home Buying Financing Credit Score
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