Hi Susan, Costs vary widely depending on where the property is located!! Is it in a Flood PLane? Is it water front or are you back from the water? I would check with a GOOD Insurance agent!! Many agents don't want to do the work to find you a good company!! I am speaking fom experience here. It took me a very long time to find an agent that would look outside Mass.
If you would like to discuss this further. Please feel free to give me a call.
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