Vernon : Advice

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Jodie Visent…, Other/Just Looking in Vernon Rockville, CT
Jodie Visentin asked:
Hello. I am contacting you for a good friend. He has just been divorced and has to relocate to Vernon, CT immediately. Having a really hard time finding a rental due to his criminal history from long ago. He is a wonderful person that needs a chance. He has an excellent job with all tek builders inc. and…
0 votes Share Flag Wed Apr 1, 2015 Rentals in Vernon
TerriVellios…, Real Estate Pro in Campbell, CA
TerriVellios.Com answered:
Can I buy a house with my credit and my boyfriend and I's combined income?
It's all going to depend on your entire financial picture and history. A lender will look at your options and explain what programs are available to you.

It only cost you a little t ... more
0 votes Share Flag Mon Sep 15, 2014 Home Buying in Vernon
Daniel Mirea, Real Estate Pro in 60641
Daniel Mirea answered:
Why are there different HOV prices in the same condo complex?
Some condos are bigger than others even if are in the same complex , some have a garage, other have better views /storage . IF is a high-rise the higher level the more expensive ! Good ... more
0 votes Share Flag Sat Nov 16, 2013 Home Buying in Vernon
Sarah Ashton, Real Estate Pro in Farmington, CT
Sarah Ashton answered:
2 condos for sale in my building - a foreclosure and one asking $20,000 less than I owe - will this negatively impact the value of my condo?
It will affect you in the short term but keep in mind that in 6 months time the comps used for your condo will change. If you are planning to stay for a while, these sales should not ... more
0 votes Share Flag Mon Jul 23, 2012 Home Buying in Vernon
Dan Tabit, Real Estate Pro in Sammamish, WA
Dan Tabit answered:
2 condos for sale in my building - a foreclosure and one asking $20,000 less that I owe - will this negatively impact the value of my condo?
Bravo,
Yes. What you owe is not reflective of the value. The value is what the market indicates based on competition. You have 2 competitors in your building that are setting the m ... more
0 votes Share Flag Wed Jul 18, 2012 Home Buying in Vernon
David Carr, Real Estate Pro in New Haven, CT
David Carr answered:
I grew up in this house. My father bought this house unfinished. He finished the upstairs and the basement by himself. Since we moved in 1976, the
I may be able to help you..........David Carr........203.654.2905
0 votes Share Flag Tue May 29, 2012 In My Neighborhood in 06066
Carol Cavali…, Real Estate Pro in Manchester, CT
Carol Cavalieri answered:
how do I calculate what I should rent an apt. for?
Generally you can consider one third of your gross income. If you want to consider buying a home, lenders will actually go a bit higher to qualify you for a mortgage. Interest rates are ... more
0 votes Share Flag Tue Apr 17, 2012 Rental Basics in 06066
Anne Miller, Real Estate Pro in Manchester, CT
Anne Miller answered:
who pays the closing costs?
The seller can pay for closing costs if your type of mortgage would allow it.
Check with your mortgage officer...If you do not have one, I can recommend
a couple of very good ones wit ... more
0 votes Share Flag Sun Mar 11, 2012 Home Buying in 06066
Minna Reid, Real Estate Pro in 06107
Minna Reid answered:
Unemployed, faced with rent or foreclosure.Short sale contract ends soon if no buyer. If rent, out of pocket is high and will be a bit of a struggle
It is unclear what you mean by "short sale contract ends soon" . Do you mean you have the property listed as a short sale?
Or you have a HAFA or FHA short sale approval,but ... more
0 votes Share Flag Mon Sep 26, 2011 Foreclosure in Vernon
Shane Milne, Real Estate Pro in Laguna Niguel, CA
Shane Milne answered:
Where can I find a flexible mortgage for someone who makes $140k/year but now has 3 months of 1099 income?
If you haven't already, I'd contact Annette, her company is licensed in CT and all over the northeast.
0 votes Share Flag Tue Aug 9, 2011 Financing in Vernon
Rob Rosa, Real Estate Pro in Wethersfield, CT
Rob Rosa answered:
I currently own a 2 bedroom in vernon, CT. What would add more value to my home, a 2 car garage or getting downstairs room to qualify as bedroom?
Hello Home Seller in Vernon,

I believe the extra bedroom in the basement will give you a higher payback. Buyers are looking for more space and are always impressed with extra room t ... more
0 votes Share Flag Thu Aug 4, 2011 Home Selling in Vernon
Gerard Dunn, Real Estate Pro in Potomac, MD
Gerard Dunn answered:
interest rate for a fha 30 year fixed mortgage
Look at between 4-4.5% on fixed rate. Just an origination fee = 1% of the loan amount to the bank

Good Luck!

Gerry Dunn
Associate Broker
Serving Maryland, D.C. and Northern Vi ... more
0 votes Share Flag Mon Dec 6, 2010 Home Buying in 06066
Dan Cummings, Real Estate Pro in Branford, CT
Dan Cummings answered:
We plan to sign a contract to buy and live in a condo that has tenants but are not sure the tenants plan to move even though given notice.
You do need to protect yourself with a contingency in the event the tenant does not vacate the property and if you are going for an owner-occupied mortgage they may not allow the closin ... more
0 votes Share Flag Mon Aug 23, 2010 Home Buying in Vernon
Joe Arnao, Real Estate Pro in Sandwich, MA
Joe Arnao answered:
I am trying to buy a short sale from WF. We know they have done their appraisal and we signed a short sale rider 3 weeks ago. Will it be done soon?
The word "speed" is not part of a short sale lingo. "Patience" is more like it. The best you can do is to continue to contact the bank through your attorney or mitig ... more
0 votes Share Flag Thu Aug 12, 2010 Home Buying in Vernon
Steve Geryk, Real Estate Pro in Stafford Springs, CT
Steve Geryk answered:
Looking for someone in the area that can help with the VA Loan process. Possible interest in multi-family listings in Tolland/ Hartford County, CT.
Hi Veteran'10,

My name is Steve Geryk And I am a Mortgage Loan Officer . I have been doing VA mortgages for almost 20 years. I am located in Stafford Springs and could easily ... more
2 votes Share Flag Sun Feb 14, 2010 Home Buying in 06066
Theresa Paci…, Real Estate Pro in Tolland, CT
Theresa Paciga, REALTOR answered:
Is there a breakdown of how many homes in Vernon, CT (zip 06066) each Real Estate Broker sold last year? i.e. Century 21, D.W. Fish, Coldwell, etc.
We have also sent you some detailed information that you had requested. Please feel free to contact me anytime.
0 votes Share Flag Fri Jan 22, 2010 Market Conditions in Vernon
Anne Astley,…, Real Estate Pro in Old Lyme, CT
Anne Astley, GRI answered:
Do I need to have a down payment to purchase a house?
Hi Wija

Find yourself a great mortgage advisor and ask about FHA and USDA loans - surprisingly most of Connecticut qualifies for USDA financing.

You will need to get pre-approve ... more
0 votes Share Flag Sat Oct 24, 2009 Home Buying in 06066
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