Financing in Vermont : Advice

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Vermont Prop…, Real Estate Pro in Ludlow, VT
As we watch the economy rebound, real estate sales have been a strong indicator of overall economic health.As we anticipated, fast, cash only sales are declining. As the real estate market improves and… Read more
Blogged Sun Aug 24, 2014 by Vermont Properties Home Buying Financing Investment Properties
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Brent Mendel…, Real Estate Pro in Bethesda, MD
Effective immediately, the Department of Veteran affairs will process and approve applications for same sex married couples where legally possible. Please note that the process for loan approval is subject… Read more
Blogged Mon Mar 17, 2014 by Brent Mendelson Home Buying Financing Military Movers
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Bev West, Real Estate Pro in 80634
Bev West answered:
Seller missed a signature on a form and is not responding to our Agent. This is holding up loan docs and delaying closing. What can we do?
I would be calling the Seller's Agent Broker and find out what is going on. If certain deadline dates are not met, you could be out of contract or the Seller is in default.
0 votes Share Flag Fri Jun 21, 2013 Financing in Orange County
Marlene Bien…, Real Estate Pro in Thomasville, GA
Marlene Bienes answered:
We know we're going to need an extension on the Loan Contingency... When should we ask for it?
Hello Buyer,

What does your buyer's agent say? Am a little concern that you are asking in this forum and not consulting your Realtor? If you have a loan contingency and you do not ha ... more
0 votes Share Flag Fri Jun 14, 2013 Financing in Orange County
Desna Mandich, Real Estate Pro in Walpole, NH
Are mortgage rates rising?  According to Freddie Mac,  fixed rate mortgages climbed for the first time in 6 weeks this week.  The fixed 30 year averaging 3.42%.  Is this a sign of the economy… Read more
Blogged Sat May 11, 2013 by Desna Mandich Home Buying Financing Investment Properties
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Desna Mandich, Real Estate Pro in Walpole, NH
This past week, mortgage rates have slightly lowered according to Freddie Mac.  On a 30 year loan the average fell to 3.54 (with .8 points) from 3.57.  Last years average was 3.98.  It makes one… Read more
Blogged Sat Apr 6, 2013 by Desna Mandich Home Buying Financing Investment Properties
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Brent Mendel…, Real Estate Pro in Bethesda, MD
If you are a veteran and own a home or know someone who is you should read this blog.1st Mariner Mortgage has a streamlined VA loan program that in my opinion is 2nd to NONE.Here's what we can do and also… Read more
Blogged Fri Mar 8, 2013 by Brent Mendelson Financing Agent2Agent Military Movers
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Dina Yando, Real Estate Pro in Vermont
Dina Yando answered:
In the market for an investment property....
Dina Yando, Realtor
Cher Real Estate
New England Rentals By Owner

Hello Rich,
I would suggest checking into a credit union for financing. Hopefully you ma ... more
0 votes Share Flag Sat Jan 26, 2013 Financing in Burlington
Ruth Kempsey, Home Buyer in Feura Bush, NY
Ruth Kempsey answered:
mortgage options in VT for a surgical resident?
Try Merchants Bank, the only bank to my understanding that does not sell their mortgages but keeps them right here in Vermont. My experience is that they go to all lengths to help Ver ... more
0 votes Share Flag Sat Aug 25, 2012 Financing in 05401
Rick John, Real Estate Pro in Brattleboro, VT
Rick John answered:
i have a mobile home in a solid co-op park in Brattleboro,vt. we purchased at 56,000 with 12,000 cash, leaving us approx mtg of 44,000 wee are
Depending on the age of the home you may have trouble refinancing. Also, the banks are making it difficult to finance anything and are requiring high credit scores to get approved. Cont ... more
0 votes Share Flag Tue Jun 12, 2012 Financing in Brattleboro
Richard F Da…, Home Buyer in Zolfo Springs, FL
Richard F Dayton asked:
How do I recover from a short sale to be able to purchase now, short sale over 1 yr ago.? I would like to purchase a home again, but did a short sale for an upside down mortgage in Florida. Now living in Vermont and would like to purchase! Is this possible or must I wait the…
0 votes Share Flag Wed Apr 11, 2012 Financing in Rutland County
Brent Mendel…, Real Estate Pro in Bethesda, MD
 I wrote this a few weeks ago and will post in all 50 states to garner maximum exposure. I fear for the future of this country in the wake of the "super committee" failure. If Congress and the President… Read more
Blogged Fri Dec 9, 2011 by Brent Mendelson Market Conditions Financing Foreclosure
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Gordon W Mil…, Real Estate Pro in Huntington, VT
Gordon W Miller answered:
How to finance a doublewide mobile home, on leased land, in a park with 25% down BUT for 30 years?
Opportunities Credit Union is a place to start. Mortgage Brokers usually work with lender who sell the loans to the secondary market, which will not accept a mortgage backed by a manufa ... more
0 votes Share Flag Tue Aug 16, 2011 Financing in 05677
Debra (Debbi…, Real Estate Pro in Livingston, NJ
Debra (Debbie) Rose answered:
Just lost my job. My Fiance and I are supposed to close on a house in Sept. Will we still get financing if I get a new job with no salary history?
Jane - so sorry about your job loss...........

The best person to have answer this question for you is.....your on mortgage him or her tomorrow!

Best wishes...... ... more
0 votes Share Flag Tue Jul 19, 2011 Financing in 05401
Otis Clay, Real Estate Pro in California
Otis Clay answered:
ABOUT getting pre approval for loans
Hi Kelly,
Getting the pre-approval letter is a step in the right direction. As Chuck stated, be sure it's a pre-approval and not a pre-qualification. A pre-approval represents t ... more
0 votes Share Flag Mon Feb 28, 2011 Financing in Orange County
John Conklin…, Real Estate Pro in Scottsdale, AZ
John Conklin NMLS#275915 answered:
permanent resident USA, income foreign generated tax returns from the country of origin,no W2s from USA. Can I get Mortgage loan with 40% down.?
Yes you can feel free to contact me for further detail. There are other parameters that you will have to meet.
0 votes Share Flag Mon Jan 24, 2011 Financing in Brighton
Carrie Dawson, Real Estate Pro in Tampa, FL
Real estate investors seeking help to make more money should give a try. The same goes for families who want to own a house but are afraid that doing so might empty their bank accounts.… Read more
Blogged Tue Nov 3, 2009 by Carrie Dawson Financing
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Scott Godzyk, Real Estate Pro in 03109
Scott Godzyk answered:
We have been trying to buy a home forever! One thing after the next has stopped us BUT primarily the too high
Your best bet is to meet with a local and trusted mortgage broker. stay away from the internet lenders.... a goo dloan officer can prequailify you at no cost and let you know if there a ... more
0 votes Share Flag Fri Dec 26, 2008 Financing in Grafton
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