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Matthew M Wi…, Real Estate Pro in Grundy County, IA
Matthew M Wikert answered:
Hi my loan officer said if I pay down payment more than10% then I will have choice to pay property tax twice a year. If I pay less than 10% as down pa
might want to talk to an attorney about that
also might want to get second opinion from another loan company
Also need to consider if you are escrowing your taxes or paying them in ... more
0 votes Share Flag Sun Jul 13, 2014 Home Buying in Ventura
Singh, Renter in Sacramento, CA
Singh answered:
Is property tax paid yearly or monthly? Thanks!
Hi my loan officer said if I pay down payment more than10% then I will have choice to pay property tax twice a year. If I pay less than 10% as down payment then I have to pay property t ... more
0 votes Share Flag Sat Jul 12, 2014 Home Buying in Ventura
Sharonsamson…, Home Buyer in Chagrin Falls, OH
Sharonsamson912 asked:
Relocating to Ventura area Can anyone suggest the best neighborhoods to live in with teenager's in Ventura? We're looking for a trac home community. Looking to rent first to test the waters.
0 votes Share Flag Sun Apr 6, 2014 Home Buying in Ventura
Janroc21, Home Buyer in Ventura, CA
Janroc21 asked:
How to find a great mortgage broker in Ventura? I am looking for a mortgage broker that can help get me through the process of getting pre approved. I have great income & credit score.
Thank you
Jan
0 votes Share Flag Mon Mar 31, 2014 Home Buying in Ventura
Rhonda Clark, Real Estate Pro in Ventura, IA
We we enter the new year and welcome in 2013, I wish you all and your family a healthy and prosperous year.  You may want to consider looking into building your next home in North Iowa as our lots are… Read more
Blogged Wed Jan 2, 2013 by Rhonda Clark Home Buying Investment Properties
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Alison Hillm…, Other/Just Looking in San Francisco, CA
Alison Hillman answered:
Need list of oceanfront camp grounds in Ventura, can you help?
Hey Linda,

I found a pretty interesting article that shares some insider tips and recommendations, http://gocalifornia.about.com/od/cabeaches/a/beach-camping-central-coast.htm

Hop ... more
0 votes Share Flag Tue Jul 10, 2012 Parks & Recreation in Ventura
Shar Rundio, Real Estate Pro in Mesa, AZ
Shar Rundio answered:
In Az.,is an offer for a short sale binding or can it be revoked prior to the banks approval
Joe,

An offer on a short sale is contingent upon the bank's acceptance of the short sale and the seller's acceptance of the bank's terms. You are free to withdraw you ... more
0 votes Share Flag Sun Feb 14, 2010 Home Buying in Ventura
Janis Calkins, Real Estate Pro in Ventura, CA
Janis Calkins answered:
What is the best area to buy a house in Ventura, CA for families with very small children?
Great Questions! New Homes are not a better deal than older homes when it comes to resale. Just like new cars, new homes tend to drop faster in value and not hold their value as long. T ... more
0 votes Share Flag Fri Sep 18, 2009 Quality of Life in Ventura
Positive007, Home Buyer in California
Positive007 asked:
Can a buyer back out of a short sale after lender approval but before removal of contingencies? In the last 2 months, as I have waited for lender approval, home prices have fallen, now I think my offer was too high and I would like to back out. Is this possible?
0 votes Share Flag Fri Apr 10, 2009 Home Buying in Ventura
Bayareabee, Home Buyer in Tracy, CA
Bayareabee answered:
SHORT SALE BACK OUT
anyone? anyone at all know something about this
0 votes Share Flag Fri Apr 10, 2009 Home Buying in Ventura
Tracy Lu Gui…, Real Estate Pro in Camarillo, CA
Tracy Lu Guillen, Esq. answered:
Hi,Can a buyer back out and cancell the escrow prior to getting short sale lender approval even after buyer
Perhaps you can back out stating the length of escrow...did you mark down 30 days, 45, or perhaps 60 days....it takes the banks months to get short sales thru...you may want to look int ... more
0 votes Share Flag Fri Nov 28, 2008 Home Buying in Ventura
Tracy Lu Gui…, Real Estate Pro in Camarillo, CA
Tracy Lu Guillen, Esq. answered:
Do you know of any realtors that think the Ventura housing market will fall another ~50% or so?
Right now you can find 3+2 bedroom homes for $250k in ventura county which can rent out for $1800. If prices fall 50% to $125k for that same 3+2, the mortgage would be $700 after inves ... more
0 votes Share Flag Thu Nov 27, 2008 Market Conditions in Ventura
Tracy Lu Gui…, Real Estate Pro in Camarillo, CA
Tracy Lu Guillen, Esq. answered:
can a british citizen purchase a home in ca?
It's hard to find loans which are assumable...It's much easier dealing with bank owned properties as opposed to pre-foreclosures.
0 votes Share Flag Thu Nov 27, 2008 Home Buying in Ventura
Tracy Lu Gui…, Real Estate Pro in Camarillo, CA
Tracy Lu Guillen, Esq. answered:
This property was sold for $420K-after your posted date The resale date not listed is approx. March 2008.
The mls is showing it closed 3/5/08 for $425,000...the bank was asking $449k, and it was on the market for 4 days. Zillow is putting it at $492k, but I think that is a bit high unless ... more
0 votes Share Flag Thu Nov 27, 2008 Using Trulia in Ventura
Karen Gleeman, Home Buyer in Ventura County, CA
Karen Gleeman answered:
What happens if a lenders appraiser appraises a home for much lower than negotiated sales price?
Thanks, Once again you have all been so helpful!
Here is why I am asking. I have not yet even put an offer on this home. I have looked at the comps, but they are all accross the board. ... more
0 votes Share Flag Sat Jul 19, 2008 Home Buying in Ventura
Danelle Rodg…, Real Estate Pro in 95370
Danelle Rodgers answered:
when a property is foreclosed, then auctioned, goes back to beneficiary, am assuming that is the owner of the?
Here in Sonora, CA homes are going back on the market owned by the bank and sitting. They are coming down a lot before people are buying them. We had one start at $410,000 and sell fo ... more
0 votes Share Flag Thu Mar 6, 2008 Foreclosure in Ventura
Brett Dunne, Real Estate Pro in Rancho Cucamonga, CA
Brett Dunne answered:
Can a buyer in a “short sale” know how much the sellers mortgage balance is he owes the lender?
Beny:

Good question.

Yes, you can discover the amount that is owed by the seller. You can have your agent call the listing agent of the subject property and have that listing age ... more
1 vote Share Flag Sat Feb 2, 2008 Home Buying in Ventura
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