There are options if you can no longer afford your home.
A site where you can find foreclosure avoidance counseling agencies is:
There are ... more
Others do not. The proverbial 'courthouse steps' auction provides the buyer no assurance.
You will need to r ... more
Not sure of the Texas laws about HOAs so you may nee ... more
Your question has received good answers - get a lawyer - this may actually help you.
Eagle Nationwide Mortgage Compa ... more