Home Buying in Valley : Advice

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Rodney Mason, Real Estate Pro in Atlanta, GA
Rodney Mason answered:
Im looking forward to buying a home from Fannie Mae/Freddie Mac the home is currently listed at 99,000. How to find out how long its been on marke?
Hi Harriet,
Information such as how long a property has been listed for sale is something that your Buyer's Agent will be able to assist you with.

When you decide to purchase a ho ... more
0 votes Share Flag Wed Jan 1, 2014 Home Buying in 36854
demetrial_wi…, Renter in Valley, AL
demetrial_williams asked:
rent houses for 400 or 700 --
This question was asked from this property: http://www.trulia.com/property/1054976728-2412-Lismore-Dr-Valley-AL-36854
0 votes Share Flag Sun Oct 21, 2012 Home Buying in Valley
Annette Levi…, Real Estate Pro in New York, NY
Annette Levinson answered:
Own a home
Don't bother applying for a mortgage, you will not be approved with 3 lates on your current mortgage. At this point you need to set up a budget which allows you to pay all your bil ... more
1 vote Share Flag Sun Oct 9, 2011 Home Buying in 36854
Shane Milne, Real Estate Pro in Laguna Niguel, CA
Shane Milne answered:
Buying a home....
Unfortunately with USDA you cannot own another home in habitable condition in the same commuting area as you would be buying your new home, which is something you seem to realize since ... more
0 votes Share Flag Thu Sep 1, 2011 Home Buying in 36854
Jonathan Shi…, Real Estate Pro in Redlands, CA
Jonathan Shidler answered:
Im looking at a rent to own property if I do rent can I do a refinance vs a home loan wen my contact is up
You'd get a new home loan.

Depending upon how your rent to own (I prefer Lease with Option to Purchase) is constructed out.

The way we do ours involves a recorded option, and ... more
0 votes Share Flag Wed Aug 10, 2011 Home Buying in 36854
Shane Milne, Real Estate Pro in Laguna Niguel, CA
Shane Milne answered:
Can I get my rental history added to my credit report and how if the apt complex doesnt report?
Marilyn, yes you can, but it'll cost money and the only company I know doing it is http://rentreporters.com/ and like Jack mentions, your apartment complex would have to go along w ... more
1 vote Share Flag Tue Aug 9, 2011 Home Buying in 36854
Rodney Mason, Real Estate Pro in Atlanta, GA
Rodney Mason answered:
If I have a few tradeline thats not reporting to the credit bureau from creditor can I have them put on my credit report by my loan officer or realtor
The lender has to order what is called a credit supplement. For that, you will need to provide the lender with a recent statement from the creditor. Your creditor may also require a c ... more
1 vote Share Flag Mon Aug 8, 2011 Home Buying in 36854
Deborah Garv…, Real Estate Pro in San Diego County, CA
Deborah Garvin answered:
Can you get a pre-approval letter ifthough you want quailfy for a loan yet because you need to pay a few items off credit report?
I agree Rodney in as much as no mortgage consultant should be issuing a preapproval until the deal is solid. However, unfortunately a lot do...which is exactly why there is so much dis ... more
1 vote Share Flag Mon Aug 8, 2011 Home Buying in 36854
Ninve Adams, Real Estate Pro in New York, NY
Ninve Adams answered:
Which town in Stanislaus and San Joaquin counties are a nice place to live and would i be able to buy a nice
Having been born and raised in Modesto, I feel that it might be one of the nicest places to live in Stanislaus County. In today’s market there are many homes that meet your budg ... more
1 vote Share Flag Tue Mar 17, 2009 Home Buying in Valley
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