Most real estate agents like to have a pre-approval letter before showing properties. This can be arranged through your bank or a mortgage broker. This pre-approval process will include the lender obtaining your credit report which the lender will share with you.
Most realtors have a list of lenders that are active in your area.
Hope this helps and happy home hunting!
You are best to first meet with a qualified mortgage loan officer who can give you a free preapproval and pull your credit. The lender can review the credit bureau with you and look for any discrepencies, as well as guide you to the best way to putting yourself in a better position to purchase a home if needed based on credit.
If you should have any questions or would like to start the preapproval process, please contact me at the below phone number or email.
Nick Nelson (NMLS#384413)
Mortgage Loan Officer
1st Step Mortgage Group
815-289-0880 - Cell Phone
email@example.com - Email
It is best to get with a mortgage professional first to have a pre-qualification done to determine how much house you can afford if you are looking to make a purchase. However, if you are looking to rent, my office can pull a credit report for you for a small fee of $25.
It's actually better if your lender pulls your credit report. Too many inquiries on your credit report actually brings your scores down. Once your credit report is pulled and you and your lender have established how much you can and or you would like to spend on a home, then you should contact an agent. Let me know if there is anything else I can help you with.