Financing in Ulster County : Advice

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Brian Martuc…, Real Estate Pro in Washington, DC
Brian Martucci answered:
I'm a first time home buyer, I have good credit 770 and my income is 125k. Can I get a home loan with less then 20% down 10% ?
It depends on how much you would like to borrow. If you only need a conforming loan you can get away with 5% down payment. 10% down will get you a conforming "high balance" loan amount, ... more
0 votes Share Flag Tue Feb 17, 2015 Financing in Kerhonkson
Daniel Winn, Real Estate Pro in Woodstock, NY
Daniel Winn answered:
List of bank lenders that provide land loans for approved residential subdivision in New York State?
Now is an especially difficult time to get financing on an approved subdivision from a bank.

Seller financing is always good if you are purchasing the property and not developing it ... more
0 votes Share Flag Mon Oct 31, 2011 Financing in Kingston
Rudy R. McDo…, Real Estate Pro in Bloomfield Hills, MI
Rudy R. McDowell answered:
I want to port my my mortgage but will be downsizing, so this means I will not need the amount of mortgage I have now but £58.000 less any help how
Hi Marionkelly. Would like to help if I could but I don't know what you mean by "to port" your mortgage. Also, I don't know the US dollar equivalent of £58.000. ... more
0 votes Share Flag Sun Apr 10, 2011 Financing in Port Ewen
Alex Gonta, Real Estate Pro in Bayonne, NJ
Alex Gonta answered:
Can I refinance a house with my current husband that I own with my ex-husband to get my ex off the loan & Title? My ex lives in the house
this is really two questions in one: first, who is on the deed? Second, who is on the mortgage? So the answer depends on which scenario you have. First scenario: you and the ex are on ... more
0 votes Share Flag Thu Jan 27, 2011 Financing in 12528
Rudy R. McDo…, Real Estate Pro in Bloomfield Hills, MI
Rudy R. McDowell answered:
Is it possible to obtain a mortgage when the appraised value is much lower than the asking price?
Interested Buyer

Yes. With FHA you have an Amendatory Clause which states that if the appraisal comes in lower than the asking price, either the seller has to reduce that asking pri ... more
0 votes Share Flag Thu Dec 9, 2010 Financing in Phoenicia
Robin Silver…, Real Estate Pro in Garden City, NY
Robin Silverberg answered:
FHA or not? Trying to buy a 3-family property in New York State, which contains 2 buildings, with my dad (non occupant) as co-borrower.
If I understand your explanation of the property correctly, it is a 3 unit property, but consists of one 2 unit and one single unit. That is where you have the problem. Fannie Mae guide ... more
0 votes Share Flag Sun Aug 1, 2010 Financing in Woodstock
Bill Polack, Real Estate Pro in Atlanta, GA
Bill Polack answered:
I need some help with my 203 streamline k loan, specifically how to draw out the funds.
I'm in GA, so excuse me for not knowing if you are an attorney or title company state. Either way, contact the title/closing attorney. They are the ones who helped establish the es ... more
0 votes Share Flag Tue Dec 8, 2009 Financing in 12589
Bob McClure-…, Real Estate Pro in Walled Lake, MI
Bob McClure- Real Estate Investing answered:
My brother and I currently rent together and are looking to buy a home. My name is on the lease, but we have
hi again....i don't dipute matthew's answer to your question....in almost 15 years in the business, i have yet to see a brother or any family member claim a sibling's rent as income on ... more
0 votes Share Flag Tue Jul 28, 2009 Financing in Wallkill
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