The answer to your question is, both. The owners are asking for a $10,000 down payment and $1675 per month to rent. This is a rent-to-own property, that is why you have both a down payment and a monthly rent amount. The idea with these properties is that you rent for a period of time, 1-2 years, and at the end of that time, you purchase the home. Usually, part of your monthly rent is counted towards your purchase price. A good agent can help you negotiate a deal and walk you through the process. Contact me by clicking "contact" underneath my picture. Feel free to call or email anytime.