Foreclosure in Torrance : Real Estate Advice

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Jenna Christ…, Real Estate Pro in Torrance, CA
Jenna Christensen answered:
I am interested in Vanderhill Rd Torrance, CA 90505 home pls advice how to place a auction
The prior responses w regard to the home on Vanderhill is correct. The home is pending as short sale - its a funky situation that I will tell u more about if u contact me directly. I li ... more
0 votes Share Flag Mon Feb 10, 2014 Foreclosure in Seaside
Lala, Home Owner in Torrance, CA
Lala answered:
My ex-husband is trying to get me to sign a Substitution of Trustee on a property he is trying to foreclose on. Should I be wary? (He's a slick
Hi everyone--this is LaLa. Thank you for all the info. Here is the back story. My ex tied this property up in a property transfer years before the divorce. This property is one we used ... more
0 votes Share Flag Wed Jan 8, 2014 Foreclosure in Torrance
hanna4u, Home Owner in 95403
hanna4u answered:
What does it mean when a foreclosed property's status is "revert to beneficiary"? How much time do we have to move or should we move?
Our house was foreclosed on this morning but this was initiated by the junior mortgage company (secondary mortgage). The status said "revert to beneficiary". It was explained to me th ... more
0 votes Share Flag Mon Jan 6, 2014 Foreclosure in Torrance
Michael Magaw, Real Estate Pro in Torrance, CA
Michael Magaw answered:
Does IRS Form 14135 need to be filed by the buyer for junior Federal Tax Liens after a Trustee sale?
great question for a real estate attorney or CPA.
0 votes Share Flag Sun Sep 22, 2013 Foreclosure in Torrance
Howard Curry, Real Estate Pro in Chino Hills, CA
Howard Curry answered:
I am divorcing my husband. He moved to another country and stopped paying the mortgage. Can a lien be put on the property for my share of the equity?
Janet, I also agree that there are many good comments provided below.

This is a legal question and you should consult with a real estate attorney.

Please note that you mentioned ... more
0 votes Share Flag Thu Aug 1, 2013 Foreclosure in Torrance
Cory La Scala, Real Estate Pro in San Diego, CA
Cory La Scala answered:
When a home reverts to Beneficiary when can you stop paying HOA Fees and insurance if you are not leaving at the property?
When you own the home, you pay the HOA fees. If the home has been foreclosed upon and you received a Notice of Sale, and the home went to auction and no one bought it, it goes back to t ... more
0 votes Share Flag Sun Mar 17, 2013 Foreclosure in Torrance
Dot Chance, Real Estate Pro in Burbank, CA
Dot Chance answered:
Hi, our home (Torrance, CA 90502) was up for a Trustee Sale on 10/25/12. Apparently it was sold to the beneficiary. How much longer can i stay?
Just stay in your home. If the beneficiary is now the owner you will most likely get "cash for keys" so it could be worth your while to stay there until they come to the door.

I agre ... more
0 votes Share Flag Fri Oct 26, 2012 Foreclosure in Torrance
Bob Costello, Real Estate Pro in Highlands Ranch, CO
Bob Costello answered:
How to get REO listings?
Be careful about doing a lot of BPO's. They don't guarantee anything and it's hard to track all the payments due. We have been stiffed by Old Republic - and there's no one to talk to ab ... more
0 votes Share Flag Mon Aug 20, 2012 Foreclosure in 90503
Kawain Payne, Real Estate Pro in Seal Beach, CA
Kawain Payne answered:
The house im renting sold in a trustee sale but it went back to the beneficary. whats my next much time do i have in that house. san diego
Hello Ringo,

The amount of time you have left in the house will depend on the lender.

Once they assign the home to a Realtor to market for sale, you will be notified.

Many bank ... more
0 votes Share Flag Fri Feb 17, 2012 Foreclosure in Torrance
Royal Real E…,  in 90275
Royal Real Estate Group answered:
I have a forclosed property in California in Sept 2009, which I owed $370,000. Part of this is $150,000 that I pulled out after a refinance. The
Dear Dejjoe:

If you property has been foreclosed because you defaulted on your pament obligations. Lender cann't come back after you to obtain deficiency judgment against you, ... more
0 votes Share Flag Wed Nov 17, 2010 Foreclosure in 90503
Royal Real E…,  in 90275
Royal Real Estate Group answered:
After a foreclosure, is a deficiency judgment permitted in California?
If the lender foreclose upon the single family residence or 1-4 units, there is no deficiency judgment. Also, if lender forecloses upon the property in a non-judicial setting, there is ... more
0 votes Share Flag Fri Oct 8, 2010 Foreclosure in 90503
Eric Baskett, Real Estate Pro in Torrance, CA
Eric Baskett answered:
Can I stop making payments to my lender once I enter into a "short sale" process?
Hello Art,

No one should be telling you to stop making payments but look at it this way, YOUR KISSING YOUR MONEY GOOD-BYE! Do you have money saved to move? How about some extra cas ... more
0 votes Share Flag Fri Oct 8, 2010 Foreclosure in Torrance Beach
Brenda Feria, Real Estate Pro in Richmond, VA
Brenda Feria answered:
After trying to get a loan modification since March our lender finally came clean and said we didn't qualify that we should try and re-fi.
Michael Magaw has given you sound advice. You definintely should contact him and weigh in on your options.

Brenda Feria
Real Living Eudailey Real Estate VA
Real Living at the Beac ... more
0 votes Share Flag Fri Sep 17, 2010 Foreclosure in Torrance Beach
Mike King, Real Estate Pro in Los Angeles, CA
Mike King answered:
Can the new homeowner break into the property the day after my foreclosure sale date and throw out my?
This may be too late for you, so anyone else in your position that is looking at this should stay in the home until they are contacted by the new owner. I buy foreclosures myse ... more
0 votes Share Flag Thu May 6, 2010 Foreclosure in Torrance
Carl Snyder, Real Estate Pro in San Diego, CA
Carl Snyder answered:
What does back to the Beneficiary means at a trustee sale?
The foreclosing lender is the beneficiary.
In Nevada, the eviction process is initiated with a 3 day notice to quit after the Trustee Sale is finalized. If there is no response, the n ... more
0 votes Share Flag Thu Aug 6, 2009 Foreclosure in Torrance
Mike Bjork, Real Estate Pro in Redondo Beach, CA
Mike Bjork answered:
I have been hoping to find a house in the SW Torrance area. I found a house listed as a NOD...
Hi Shawn,

I think that Dorene explained the NOD process the best. There are loan programs available for people with less-than stellar credit. I do work with a direct Lender in Torr ... more
1 vote Share Flag Wed Jun 24, 2009 Foreclosure in Torrance
Hannah Flieg…, Real Estate Pro in Larkspur, CA
Hannah Fliegel answered:
When a trustee sale of a foreclosed property goes "off calendar" what does it mean?
Hi Anabel,

If the property is occupied then the homeowner may have been able to keep the home with the bk. If the home is vacant than the bank or lender may be holding it back in wh ... more
1 vote Share Flag Sat May 16, 2009 Foreclosure in Torrance
Hannah Flieg…, Real Estate Pro in Larkspur, CA
Hannah Fliegel answered:
If a home owner received a Notice of Default or Notice of Trustee Sale, can the owner sell the house?
The current homeowner is in default and therefore this would be a pre-foreclosure sale. For more information on this topic please visit
0 votes Share Flag Sat May 16, 2009 Foreclosure in Torrance
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