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Just make sure you get a complete forgiveness with your Deed in Lieu or the lender (or a collection agency) and PMI company (if any) may come after you for many, many years to come.
Also if this is your primary residence you may be able to qualify to get $3,000 cash at closing on a short sale. I'm not sure if they would give you cash with a deed in lieu.
Bank of America is also offering 5% of the outstanding mortgage as an incentive so let's say you owe $100k on the mortgage, you may be able to get $5,000 at a short sale closing. Chase has offered as much as $35k cash to a short seller, too!
Because of all of the "issues" with your property you cannot sell to an FHA or VA buyer. A buyer getting an FHA 203k can buy it and have the repairs done "after" closing.
One other reason to get is sold via Short Sale is you will have less wait time to qualify for another mortgage.
My home is
being foreclosed on and I am trying to let the community know/share
knowledge about my home.Legal: LT 13 BLK F PB 20 PG 140 WESTWOOD VILLAS 6TH ADDN S 20 T 21 R 35 SUBID 57Public recordsStreet