Sorry for the delayed response, but I can get people approved without using FICO scores; I do run credit to view your recent behavior within the last 24 months. My program also does not require a down payment, closing costs or mortgage insurance, so I will get you into a home faster and using much less of your cash than any other lender that you speak with.
Check out www.naca.com for details on the program and the address for the next workshop I am giving in Fort Worth in two weeks where I will show you what is required to use my program.
Mortgage Counselor - NMLS 280951
If you can't qualify for a regular FHA mortgage be responsible and wait. Owning a home is not an entitlement, it is a reward for working hard and paying bills on time in having good credit. If your determined to do it anyway, then be prepared for a major let down. There is no such thing as a credit fix to get your credit cleaned up either, only time can do that. www.tcrdallas.com... more
Hi Grisela, we don't really do lease option to buy in Texas, in fact we don't even have forms for doing that! I do know of a program that will buy a home that you are interested in and then lease back to you for up to 3 years and you can purchase any timed during that period. Also I have a great credit repair person who does not charge up front, but only if he repairs something.
Drop me a line at firstname.lastname@example.org or give me a call I would be happy to share details with you.... more
You need to find a very good lender , all are on a case by case basic, . A good lender will help you through the loan process, and it is possible you could have to go through credit restoration, but the Rewards far out way the negetive, and do as the lender suggest , and that day will come ,
You will have the home of your dreams
if you are ever decide to move to The Houston area
give me a call i am agent with Keller Williams Northeast
I've never heard anyone complaining about The Colony. If you are concern about safety I would suggest contacting the local police department. You can also check https://www.crimereports.com/.
If you are not currently working with a realtor then I'd be happy to assist you. I have friends living in the Colony and they love it there.
Susie Kay, RealtorÂ®
GRI, CHMS, SFR
United Real Estate
III Lincoln Centre, 5430 LBJ Freeway #280
Dallas, TX 78240
Servicing your real estate need is my priority!... more