Home Ownership in Texas : Advice

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Tony Grech, Real Estate Pro in Michigan
Tony Grech answered:
I am behind on my mortgage and I want to see what is the difference between the HUD program and the HARP program and I have a FHA loan
The HARP program is for borrowers who are up to date on their mortgage but cannot refinance due the value of their home having gone down. BUT, it is only eligible for CONVENTIONAL loans ... more
0 votes Share Flag Tue May 19, 2015 Home Ownership in Houston
Jim Morelli, Real Estate Pro in 78750
Jim Morelli answered:
How would I get a loan for property under $10,000?
Try a hard money lender. Keep in mind you will pay a premium price for it. It would be best to save up the cash.
0 votes Share Flag Thu May 14, 2015 Home Ownership in Austin
veloris.v.mc…, Other/Just Looking in Georgetown, TX
veloris.v.mckay asked:
In terms of taxes (schools mainly), do 55 communities get better perks? I know there are age-related savings but don't know if they apply regardless of residence location. I'm 66 and don't wish to pay taxes I paid when I was raising a family.
0 votes Share Flag Thu Apr 30, 2015 Home Ownership in Texas
Lee Ann Clark, Real Estate Pro in 78745
Lee Ann Clark answered:
Is it possible to build a house with lot for 115K? (In or around the Austin area) For a brick house 3/2 with 1300 sqft.
Good morning Jaun,

Anything is possible if you are not looking to do this in the heart of Austin. Have you thought about the Cedar Creek area? It's still pretty close to Austi ... more
0 votes Share Flag Fri Mar 27, 2015 Home Ownership in Austin
Jim Morelli, Real Estate Pro in 78750
Jim Morelli answered:
We have a duplex ( upper and lower units ) we would like to get separate titles for each ! They both have yards . Please advise how we should proceed
This is something you will need to take up with a real estate attorney. May not be possible to divide.
0 votes Share Flag Wed Feb 25, 2015 Home Ownership in 78768
Felipe Garcia, Real Estate Pro in Austin, TX
Felipe Garcia answered:
Who pays for foundation repair?
Foundation problems can become very complex. I would contact the condominium HOA and advise them of the concern. I have worked with several properties that had foundation issues. The ... more
0 votes Share Flag Tue Feb 17, 2015 Home Ownership in Austin
cynrae18, Home Owner in Temple, TX
cynrae18 asked:
You have old photographs of the home I currently live in. How do you get the photograph changed? address: 1410 South 9th Street, Temple, Texas 76504
my email: cynrae18@yahoo.com
0 votes Share Flag Tue Feb 3, 2015 Home Ownership in 76504
Ruth & P…, Real Estate Pro in 95030
Ruth & Perry Mistry answered:
has someone died in my house
Hi Nicole

Sorry you feel that way

Go talk to the neighbors or the police department.

If a house is old, say 50-60 years old, people could have died.

Generally disclosures by ... more
0 votes Share Flag Wed Jan 14, 2015 Home Ownership in 78628
Susie Kay, Real Estate Pro in Frisco, TX
Susie Kay answered:
if a house has been on the market for over a year,how much should u ask on a lower price,
No one can tell you how much to offer. If the seller isn't motivated they will not accept the offer anyway. If you really like the home try not to piss off the seller by making a low ba ... more
0 votes Share Flag Mon Jan 12, 2015 Home Ownership in 76180
Bruce Lynn, Real Estate Pro in Coppell, TX
Bruce Lynn answered:
Does a deed of trust need to be changed from single man to married man?
The deed of trust is the legal document a lender has securing their interest in the property. It does not reflect ownership necessarily. It's the deed itself that does this. Typical ... more
0 votes Share Flag Sun Dec 21, 2014 Home Ownership in 75216
BERTHA GARZA, Real Estate Pro in San Antonio, TX
BERTHA GARZA answered:
need to find owner financed land in Natalia,Somerst,Lytle.Poteet....Looking for 5-7-10 acreage
call me 210-300-1719 I would like to see how I may assist you I hv 10 acres of land for sale in somerset
0 votes Share Flag Wed Dec 10, 2014 Home Ownership in Poteet
Jim Morelli, Real Estate Pro in 78750
Jim Morelli answered:
Need Advice - My Home Has Expired Permit from 1984
Your best bet for future resale would be to go through the permit process now. The longer you wait the more money it is going to cost you.
0 votes Share Flag Wed Dec 3, 2014 Home Ownership in Austin
Corby Callaw…, Real Estate Pro in Katy, TX
Corby Callaway answered:
Parents are deceased no probated Will (have a Will) Property Taxes are in my name and making payments to avoid forecloser///Help
Hello Ann, as mentioned below it is best to seek legal advice to this and consult an attorney . Mike Fuqua is who I would recommend. Here is a link to the firm http://www.jonesmorris.co ... more
0 votes Share Flag Mon Oct 13, 2014 Home Ownership in Greater Fondren Southwest
Sally Grenier, Real Estate Pro in Erie, CO
Sally Grenier answered:
My house sold by Fannie Mae has Chinese drywall
What is your question exactly? Did you have the home inspected? Not sure what to tell you. Fannie Mae has no knowledge about the properties so it's pretty impossible for them to discl ... more
0 votes Share Flag Tue Sep 2, 2014 Home Ownership in Klondike
Sean R. Adams, Real Estate Pro in 78260
Sean R. Adams answered:
I co-owner a house with my wife, I want to apply a loan for home improvement with my house. Can I apply the loan by myself?
This is a good question for a lender.

Melinda Hipp can most likely help you or at the very least get you in the right direction, you can reach her at 210-493-7332 she is with VanDyk ... more
0 votes Share Flag Mon Aug 11, 2014 Home Ownership in 78242
Susie Kay, Real Estate Pro in Frisco, TX
Susie Kay answered:
can i legally pack a guests belongings if they wont get out of my home in Tarrant county?
Since you said guests I'm assuming they don't have a signed lease agreement with you.

I would suggest that you talk to an attorney.

Good luck,

Susie Kay
United Real Estate
4 ... more
0 votes Share Flag Tue Jul 29, 2014 Home Ownership in 76137
Susie Kay, Real Estate Pro in Frisco, TX
Susie Kay answered:
Can I buy a land that is zoned light industrial or any commercial and build a single family home on it?
I agree with Kenneth below, also you may need to contact the city.

Good luck,

Susie Kay, RealtorĀ® & Certified Stager
Residential, Commercial, Investment
----------------------- ... more
0 votes Share Flag Sun Jun 29, 2014 Home Ownership in 75074
Elwanna McEu…, Real Estate Pro in Fort Worth, TX
Elwanna McEuen answered:
can i legally pack the belongings of a guest if they won't get out of my home in tarrant county tx?
Good luck. Your unwanted guest could move your belongings as well and not be arrested since nobody knows what is yours and what is theirs. No legal advise is given or implied. Call an ... more
0 votes Share Flag Sun Mar 30, 2014 Home Ownership in 76137
Bill Merritt, Real Estate Pro in Dallas, TX
Bill Merritt answered:
My lease is up at the end of October in my apartment, when is the best time to start looking for a house/townhouse?
If you have not owned a home in the previous 3 years, you may qualify for our First Time Home Buyer program. You could go ahead and close on your loan early if you wish. For example, ... more
0 votes Share Flag Mon Mar 24, 2014 Home Ownership in Dallas
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