Renting On Fixed Income Texas : Real Estate Advice

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Virgil Rakes, Home Buyer in Anderson, IN
Virgil Rakes asked:
Why do lenders keep the USDA loan programs a secret? I feel that if more buyers knew about these programs, (2), more homes would sell. I have bought and sold 7 homes in my life and never was told about these programs and in fact came across the program by accident while surfing for a home loan. I even talked to two different loan of...
0 votes Share Flag Sun Feb 7, 2016 Home Buying in Electra
Nana, Home Buyer in Texas
Nana asked:
My credit scores presently are 595, 612 and 643. would I qualify for any FHA, homepath, homepath reno? scores are per mycreditkeeper.com. There is a recent medical report on credit report
0 votes Share Flag Sun Aug 23, 2015 Home Buying in 78503
Nichole, Home Buyer in Austin, TX
Nichole asked:
How does "rent to own" work? My boyfriend and I are interested in becoming first time home owners. Is getting involved with a rent to own program a good idea if we are in the process of rebuilding our credit and sa...
0 votes Share Flag Sun Apr 12, 2015 Home Buying in Austin
amlopezwaddl…, Renter in San Antonio, TX
amlopezwaddles asked:
why do realty companies insist on asking for 3 times amount of rent ? not everyone works like them so many people are looking for a nice clean ,safe place to live and they can't because of some "Red Tape" reason !!!!
0 votes Share Flag Sat Apr 11, 2015 Rentals in San Antonio
Hawthorne, Renter in El Paso, TX
Hawthorne asked:
Income VA and SS Disability for hubby. Me VA pay total income 6500 a month. Issue scores under 600 & has inc ... We are in El Paso Texas. We have a guaranteed income, we are cleaning up debts and increasing our scores, W ...
0 votes Share Flag Tue Nov 18, 2014 Financing in 79938
Patty Lopez, Renter in Phoenix, AZ
Patty Lopez asked:
Would someone on a fixed income, like disability be able to buy a home? I have had alot of adversity in my life and hopefully get myself back on track and be able to purchase ...
0 votes Share Flag Fri Jun 27, 2014 Rent vs Buy in 77070
Sbgatorsarah, Home Buyer in Dallas, TX
Sbgatorsarah asked:
What are the pitfalls of buying a foreclosure?
0 votes Share Flag Fri Apr 11, 2014 Home Buying in 75093
Tu, Home Buyer in Houston, TX
Tu asked:
I am a Active Duty soldier and been in for 16 months. My mid credit score is 620. I want to buy a home in the Houston area for 120,000 with VA loan. I read in order to qualify for Va; VA lender want debt to income ration to be at 43%. Excluding the $1167 ...
0 votes Share Flag Tue Feb 25, 2014 Home Buying in Houston
Ninajessieca…, Home Buyer in New York, NY
Ninajessiecastillo asked:
Chasing the american dream of being a home owner and haven't a clue where to start. I was raised up by my grandmother who only spoke spanish so I didn't know m ... . what I do know is my score is a 640. I have 2 unpaid loans, one charge off and late payments on bills ...
0 votes Share Flag Wed Jan 15, 2014 Credit Score in South Congress
Anja, Home Buyer in 75024
Anja asked:
I need help!! My husband and I are looking to buy a house next year and I am really concerned about my credit. My senior year of college I maxed out my credit card and didn't bother making any payments (I know, totally stupi ... of our payments on time. We have no debt, therefore, carry a zero-balance on our credit cards.I ...
0 votes Share Flag Tue Apr 23, 2013 Credit Score in Plano
Matthew Baker, Real Estate Pro in Austin, TX
Matthew Baker asked:
What is some good advice on making a decision to lease vs. buy? I know there are many factors that can affect this answer. But in general, is there a specific key item or two that you can point two that helps make the decision easier?
0 votes Share Flag Sun Jul 15, 2012 Rent vs Buy in Round Rock
jharrisglenb…, Renter in San Antonio, TX
jharrisglenbrook asked:
Relocating to San Antonio within 2 weeks. Need a house Now. Must view homes and choose Saturday! Need 3 bedrooms or 4Prefer NSID or NEISD3 kidswould like poolBad Credit but ridi ... Income thanks to new employment. $200K per year minimum. Help Please!!!! ...
0 votes Share Flag Wed May 16, 2012 Rental Basics in San Antonio
Janielee1129, Renter in 77380
Janielee1129 asked:
Looking to rent home, but lack decent credit. Have been renting the same apt for 3 yr with good standing ... My fiancee and I are looking to rent a home for the first time. He is working a ... backed on my parents credit(they are on lease) to be able to rent the apt.(due to LACK of credit at the ...
0 votes Share Flag Mon May 7, 2012 Rentals in 77380
Ann30, Home Buyer in Houston, TX
Ann30 asked:
Can I get home loan with a credit score of 572? Or can me and my boyfriend do it together his score is 569? Is there any other way if we can't? We're looking at house in the price range of 60,000 to 120,000?
0 votes Share Flag Sat Feb 25, 2012 Home Buying in Houston
Texas58,  in McKinney, TX
Texas58 asked:
My husband & I are currently in an apt, lease ending in Jan, how soon should we start looking for a house? tired of throwing our money down the drain! we have rented for 6 years, paying off debt, yea!! We have started serious talks about buying a house but here is our situation. We are not going to call McKinney home after he r...
0 votes Share Flag Thu Aug 18, 2011 Rent vs Buy in McKinney
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