BEST ANSWER
FIRST ANSWER
Bankrate.com aggregates rates from many sources and publishes national and state-level rates:
http://www.bankrate.com/brm/rate/mtg_home.asp
Mortgage professor's website publishes 14 lowest wholesale rates daily.
http://www.mtgprofessor.com/WholesaleData/TablesCharts/Whole
I think your best bet is to work with a mortgage banker that is trustworthy, because you can go crazy trying to chase the lender with the lowest rate. A trustworthy mortgage will disclose all his/her fees up-front, and will have the ability to tap into the best wholesale rates for your credit profile / area.
Thu Mar 6 2008, 13:10