Hi, Gina: You generally need to have a credit score of more than 620 to obtain financing, but please ask a Realtor in your area of WV to recommend a good local lender so you can work with someone who understands your market. The recommended lender should be able to give you a step-by-step credit repair plan. If you follow the plan, you'll find yourself well on the way to future home ownership.
Also, remember that you'll want to also save up an emergency fund prior to buying. Houses will always have something that needs to be maintained and you'll want to be able to be a responsible homeowner and keep your property in good condition.... more