Financing in Tampa : Real Estate Advice

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Bill Cook, Real Estate Pro in Manhattan Beach, CA
Bill Cook answered:
Does anyone know who is doing cash out refinance on investment residential properties?
I can do this under a few programs but not with an LLC on title.
0 votes Share Flag Sat May 21, 2016 Financing in Tampa
Brianscottla…, Home Buyer in Brandon, FL
Brianscottlambert answered:
Can anyone recommend a good FHA 203k loan expert in the Tampa area please?
Call Frank Gemma (pronounced Jemma) at Caliber Home Loans. Amazing experience! He can reached at:

1715 N. Westshore Blvd. Suite 860
Tampa, FL 33607
Office: 813 518-7114

I am ... more
0 votes Share Flag Sat May 14, 2016 Financing in Tampa
Five Stars, Real Estate Pro in Jacksonville, FL
Five Stars answered:
So If I get approved for a USDA loan?
This is common with all large builders, they can't make you use their in house lender. However, they can only offer the closing costs if you do... but everything is negotiable.

Five ... more
1 vote Share Flag Sun Dec 6, 2015 Financing in Tampa
Fscballer, Home Buyer in Tampa, FL
Fscballer asked:
I own a home which I have rented out since 2013. I want to buy a 2nd house which I will live in. Is it possible to do this with 5% down or not? TY I have approx. 25% equity in the first house. It has been rented consistently for more than the mortgage and income is reported on Schedule E.
My FICO score, depending on the source, ranges…
0 votes Share Flag Thu Nov 19, 2015 Financing in 33609
Usda Mortgage…,  in Jacksonville, FL
Usda Mortgage Source answered:
Can any one help us obtain a morgage on SSD in tampa fl, maybe a usda with no down payment?
There are some locations just east and north of Tampa (pasco) that are still eligible for USDA, As long as you have proper continuance of the income, and your debt to income falls into ... more
0 votes Share Flag Sat Nov 14, 2015 Financing in Tampa
Kathy Lewis,  in Valdosta, GA
Kathy Lewis answered:
This is about Closing date and USDA
The Loan officer should have checked the USDA turns times in advance and set the proper expectations on closing in advance.

USDA Mortgage Hub
100% USDA Rural Housing Loans
Servin ... more
0 votes Share Flag Wed Nov 11, 2015 Financing in Tampa
floridanewho…, Home Buyer in West Palm Beach, FL
floridanewhomes answered:
what % ..CDD fees are tax deductible?
are CDD's taxes deductible on your yearly income taxes such as the interests?
0 votes Share Flag Tue Oct 27, 2015 Financing in 33647
Tomp7879, Home Buyer in Tampa, FL
Tomp7879 answered:
What are the best banks in the area for Construction or Construction Perm loans for a primary residence in the tampa area?
If anyone else is looking for a construction loan. I just got mine from Eduard Gubarik at National Residential Mortgage. Financed the project at 100%. Bank financed. Great experience! W ... more
0 votes Share Flag Mon Oct 26, 2015 Financing in Tampa
Usda Mortgage…,  in Jacksonville, FL
Usda Mortgage Source answered:
I want to know which lending instritutions in Tampa Bay area dores USDA and FHA morntages?
USDA is all we do.. contact us below if we can help.

USDA Mortgage Source
Florida USDA Loans, 7 days a week.
Ph: 904-302-6060
www.UsdaMortgageSource.com
0 votes Share Flag Wed Sep 16, 2015 Financing in Tampa
Usda Mortgage…,  in Jacksonville, FL
Usda Mortgage Source answered:
Is there downpayment assistance in Tampa that is not income based. My husband is a teacher and we make too much to qualify for any of the state
Many great locations just outside of Tampa still approved for 100% USDA financing. Contact us below and see the web reference link for more information.

USDA Mortgage Source
Flori ... more
0 votes Share Flag Wed Sep 16, 2015 Financing in Tampa
George Dudley, Real Estate Pro in Tampa, FL
George Dudley answered:
We are trying to find 203K loan specialist and contractors in the Tampa, FL area. Any suggestions or recommendations are appreciated..?
Sherry, if you are still looking for a loan specialist for 203K we have mastered the process. We have the process down and smooth with the company that underwrites the renovation portio ... more
0 votes Share Flag Tue Aug 11, 2015 Financing in Tampa
Stephanie Ad…, Real Estate Pro in Tampa, FL
Stephanie Adams answered:
This is a question about Lennar homes..
You can go through the builder however I do know that if you go with an outside lender you can negotiate upgrades etc. The builder may be held to strict financing guidelines where as a ... more
0 votes Share Flag Mon Aug 10, 2015 Financing in Tampa
George Dudley, Real Estate Pro in Tampa, FL
George Dudley answered:
Currently own 9 homes free and clear - 6 are rented long term with a annual income of 52,000 per year. #7 is a high end seasonal rental #8 was just on
This is possible depending on how your tax returns look for rental income claimed.

If someone hasn't already assisted you give me a call or email me and i can give you more detail

... more
0 votes Share Flag Thu Jul 23, 2015 Financing in Tampa
Alma Kee, Real Estate Pro in Tampa, FL
Alma Kee answered:
I am looking for a refinancing option for a non-warrentable condo in Tampa, FL. Please see notes below. Any suggestions would be appreciated.?
Also try a credit union they often will lend when other lenders will not...
0 votes Share Flag Mon Jun 22, 2015 Financing in Tampa
Stephanie Ad…, Real Estate Pro in Tampa, FL
Stephanie Adams answered:
Gift letter and "proof" for down payment donation from father?
You will need the gift letter and an asset statement from your father's bank generally 2 months of bank statements to source funds.. This will show that the funds are not mattress money ... more
0 votes Share Flag Mon Jun 15, 2015 Financing in Tampa
Dave DuCille, Real Estate Pro in Tampa, FL
Dave DuCille answered:
Cash out refi on an investment property in Tampa Florida
Have him call Bryan Marx with NFM lending 813-638-1840 or Rich Reynolds with Supreme lending 813-758-1389. I am a licnesed realtor here in florida and I own a few rental properties and ... more
0 votes Share Flag Fri May 22, 2015 Financing in Tampa
Mr.bryant817, Home Buyer in Tampa, FL
Mr.bryant817 answered:
What is a Bonded FHA Loan??
I was pre qualified for a Cha bond loan but my realtor keep telling me I still need to pay my down payment as well as my closing cost
0 votes Share Flag Sun May 17, 2015 Financing in Tampa
Brian Martuc…, Real Estate Pro in Bethesda, MD
Brian Martucci answered:
I am self employed with good credit, verifiable assets, and I need a mortgage. Can anyone help me?
Anyone can help you, I am not sure if anyone can qualify you, not without more data. Someone would need to analyze your last 2 year tax returns to see what income can be counted. You'd ... more
0 votes Share Flag Thu Mar 12, 2015 Financing in Tampa
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