The homes ON the lake, typically have partial ownership/ water rights divided equally amongst themselves. As far as neighborhoods around it, unless there is a subdivision or association outlining the water privileges ...just make friends with those on the lake!
Let me know if I can help you further...Renee Estes, Strano... more
All the parameters for a loan approval have changed. The big banks can cherry pick their clientele The media has made mortgage companies a scape goat in this mess, thus portraying the mortgage representative that doesn't work for a big bank as a villian.
As a realtor you want to see not only the Pre-approval but the actual finding from the automated underwriting system. This means the loan officer really did their job and ran the borrowers loan scenario through an underwriting platform. Then you want to speak with the loan officer to understand the assumptions made (down payment, taxes, insurance payment,...) for the Pre-approval. Don't just accept the pre-approval a borrower walks i with or another realtor presents.
If you don't feel comfortable with the asking these questions, ask a loan officer you work with to verify the information I've mentioned above, that way you can asure your client their home will sell, but their are no guarantees.... more
You'll need to speak with an engineer to answer your question. The costs on septic systems vary widely.The size of the septic system is determined by the # of bedrooms.The type of septic system is determined by the water table and other factors. If the water table is high, the system may need to be raised. If there are any wetlands on the property, that is also a factor that affects the placement. If a system isn't gravity fed, a pump chamber may need to be added. A perc test needs to be done to determine the water table. An engineer will design a system for the particular property and its conditions. Once you have a system designed (and approved by the town) an installer can give you an estimate.... more