94087 : Advice

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Claudia Mull…, Real Estate Pro in
Claudia Muller Gravelle answered:
I am applying a mortgage, the rate I get is 3.375% 7/1 ARM or 3.875% 30-yr fixed, which one should I go for it?
The answer is simply how long do you think you will own that property?
If you know that you will be moving on after 7-8 years, then the 7 year fixed is relatively risk free.
If you fe ... more
0 votes Share Flag Mon Dec 28, 2015 Home Buying in 94087
Gsherback, Home Buyer in Sunnyvale, CA
Gsherback answered:
Questions about room addition
The house is on public record as two bedrooms. Your square footage decides value therefore no value added per square footage increase. It is not easy to get a permit now but attainable ... more
0 votes Share Flag Tue Dec 1, 2015 Home Selling in 94087
Alex Greer, Real Estate Pro in San Jose, CA
Alex Greer answered:
I am applying a mortgage, the rate I get is 3.375% 7/1 ARM or 3.875% 30-yr fixed, which one should I go for it?
Fixed rate is much better. As a general rule of thumb you always want a fixed rate when interest rates are low and an ARM when interest rates are high.
0 votes Share Flag Mon Sep 21, 2015 Financing in 94087
Richard Litt…, Other/Just Looking in Orange County, CA
Richard Littlefield answered:
Is jumbo loan a recourse loan in CA, no matter purchase or refinance loan?
The confusion on this comes from the fact purchase money firsts are automatically non-recourse. But remember so are all loans foreclosed on by way of trust deed.

With a notable excep ... more
0 votes Share Flag Sat Sep 19, 2015 Financing in 94087
Puppyk9, Home Buyer in Sunnyvale, CA
Puppyk9 asked:
How do I delete my boards?
0 votes Share Flag Tue Jul 14, 2015 How To... in 94087
Sam Shueh,  in San Jose, CA
Sam Shueh answered:
I saw a house with the listing agent. I really like the house and want to make an offer can I have another agent now represent me?
dual agent is difficult to satisfy fiduciary duties. Often there are conflicting roles.
0 votes Share Flag Wed Jun 10, 2015 Home Buying in 94087
Sam Shueh,  in San Jose, CA
Sam Shueh answered:
Need landscaper recommendation for backyard remodel - 1. install a badminton court. 2. Install hard surface instead of a lawn.
Suggest pavers (e.g. colorful) very popular adding value to the property.

Badminton court is not popular. Next owner need to jackhammer to get concrete out.


Sam Shueh
Realty On ... more
0 votes Share Flag Wed Jun 10, 2015 Remodel & Renovate in 94087
Galia Taneva, Real Estate Pro in Cupertino, CA
Galia Taneva answered:
Granny unit - can it be considered legal ?
You need to talk to the county to correct the record. What matters at the time you decide to sell is what county records show.
Let me know if there is anything else I can do to help.
... more
0 votes Share Flag Tue Jun 2, 2015 Home Selling in 94087
Cindy Davis, Real Estate Pro in San Diego, CA
Cindy Davis answered:
From resale valuation point of view should I keep existing Accessory Living Unit (granny quarter) or demolish it when we remodel the main house?
Granny flats are always popular. Personally, I would say leave it intact.
0 votes Share Flag Thu May 7, 2015 Home Selling in 94087
Sam Shueh,  in San Jose, CA
Sam Shueh answered:
Remove a large tree in Sunnyvale?
not really. In SJ for example, they want you to replace it as part of street beautification....
0 votes Share Flag Thu Apr 23, 2015 Home Buying in 94087
Pat Kapowich, Real Estate Pro in Sunnyvale, CA
Pat Kapowich answered:
want to buy a property without an real estate agent. We have found a house we really like. Which form/format should I be using to write an offer?
You did not mention if a real estate firm listed the property. If so, brokerages do business with other brokerages. If you found a property that is owned by For Sale By Owner; many FSB ... more
0 votes Share Flag Mon Feb 16, 2015 Home Buying in 94087
Sam Shueh,  in San Jose, CA
Sam Shueh answered:
I have found 3 apartment's and I would like to rent one so how do I do that is there a number I can call? Please help. Thank you
I suspect you are referring to Craigslist apts for rent. Some do not wish to give out phone # so you have to eMail them yours.

In 94087 zip they can be rented out in minutes. If you ... more
0 votes Share Flag Sat Oct 18, 2014 Rentals in 94087
webmihir, Home Buyer in Sunnyvale, CA
webmihir answered:
Permit for breaking non-structural wall?
Thanks for the answers everyone.

The HOA is fine with giving permission as long as the City Hall issues the permit. The structural engineer at the city hall took a look at my renderi ... more
0 votes Share Flag Thu Sep 4, 2014 Remodel & Renovate in 94087
Richard Litt…, Other/Just Looking in Orange County, CA
Richard Littlefield answered:
I came to US in Mar 2013. Myself and my spouse income is 200K. Can I get loan with 10% down (not FHA loan). We have only 2013 W2.
Are you a citizen or do have a green card?

If you said yes to either it should not be a problem. We would want to be sure we can get a credit score, that is easy to make happen but i ... more
0 votes Share Flag Thu May 29, 2014 Financing in 94087
Huey Nguyen, Real Estate Pro in San Jose, CA
Huey Nguyen answered:
Does going directly to listing agent increase your chances of getting selected in multiple-offer situation?
Hello webmihir,

Any experienced listing agent has had listings where Buyers asked me to be their agent. However, these buyers' offers were not selected by the Seller every time. Sel ... more
0 votes Share Flag Tue May 20, 2014 Home Buying in 94087
Ruth and Per…, Real Estate Pro in Los Gatos, CA
Ruth and Perry Mistry answered:
Attending a school not assigned to your address?
Same question many times.

Should the answers change.

Buy you loose money if you buy in Nimitz and then want to move
, simple !!

Nobody will promise you anything other than you ... more
0 votes Share Flag Fri Mar 14, 2014 Home Buying in 94087
webmihir, Home Buyer in Sunnyvale, CA
webmihir answered:
Looking for reliable licensed contractor to renovate/remodel a TH
Thanks everyone for the answers. My agent does have a couple recommendations, but I need backup quotes to compare and also make sure I have a contractor if the Realtor recommended cont ... more
0 votes Share Flag Fri Nov 15, 2013 Remodel & Renovate in 94087
Ruth and Per…, Real Estate Pro in Los Gatos, CA
Ruth and Perry Mistry answered:
If there are additions and remodelling done by prior owner to the house without necessary permits, would that cause any problems if I buy the house?
Hi Manish

One needs to be weary. Here is why, lets say down the road you need to do an addition or
do Permit related work, and should the Permit Inspector enter your home and noti ... more
0 votes Share Flag Tue Nov 12, 2013 Home Buying in 94087
Ruth and Per…, Real Estate Pro in Los Gatos, CA
Ruth and Perry Mistry answered:
How safe is West Sunnyvale area near Sunnyvale-Saratoga / Conemera intersection?
Hello Webmihir

It is one of the best areas to be living in.

You will really enjoy living around there.

Best regards
Perry Mistry
Coldwell Banker

408-656-5343

http://www ... more
0 votes Share Flag Tue Nov 12, 2013 Home Buying in 94087
Juliana Lee, Real Estate Pro in Palo Alto, CA
Juliana Lee answered:
Have folks here had success getting lender to match rate/fees from competing offers?
If you are competing with other buyers to purchase a home your choice of lender will affect whether your offer will be accepted. Your real estate agent should be able to recommend a goo ... more
1 vote Share Flag Thu Oct 10, 2013 Financing in 94087
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