Financing in Suffolk County : Advice

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Debra Peters, Real Estate Pro in 11901
Debra Peters answered:
To be clear, is Greenwood Vlg a 55 condo community? If so, why wouldnt banks loan? They are not mobile homes. Also, this is land leased, yes? Asking
Greenwood Village is a 55+ Community. There are single unit homes as well as 2 homes that are attached by the garage aka "H" homes. The older homes are modular and there are newer home ... more
0 votes Share Flag Fri Apr 10, 2015 Financing in 11949
stuck362, Home Buyer in Hampton, GA
stuck362 answered:
Has anyone ever used mortgage digger.com?
yes I used them they set me up with a mortgage company called 1 choice lenders, who then ripped me off of 34,000 dollars. I currently can not find information on 1 choice lenders
0 votes Share Flag Thu Mar 26, 2015 Financing in 11733
Nicholas Cam…, Real Estate Pro in 11758
Nicholas Campasano answered:
Do i need to show income if I am putting a down pmt of 75% of purchase price?
Most likely yes. Even if it is 25% of the purchase price the lender will want to know that you are able to pay it back. If you need any help in this area I can refer you to some excel ... more
0 votes Share Flag Wed Feb 11, 2015 Financing in 11961
Kunaal Patod…, Renter in Chicago, IL
Kunaal Patodia answered:
What exactly is a mortgage commitment letter?
Would be very helpful , if you could explain how this process works , as it seems , it is quite different for a new construction than a re-sale. My specific questions :

Facts :

1 ... more
0 votes Share Flag Tue Jan 13, 2015 Financing in 11755
Faytastic318, Home Buyer in Spring Valley, NY
Faytastic318 answered:
SONYMA Extension refused
Do you have a contact number for sonyma I'm going through hell waiting on response forever....
0 votes Share Flag Tue Dec 30, 2014 Financing in 11720
Sanjeev Ahuja, Real Estate Pro in Floral Park, NY
Sanjeev Ahuja answered:
Would you recommend using a mortgage broker for FHA loans or are they all pretty standard across the board?
A mortgage broker has more than one lender to chose from and can be extremely competitive on rate and costs, with disclosure requirements all costs are disclosed to you and there can be ... more
0 votes Share Flag Thu Nov 27, 2014 Financing in 11961
Paul F.Marzo…, Real Estate Pro in Hackensack, NJ
Paul F.Marzolla (201) 957-6768 answered:
Where can we apply for a mortgage loan for the homes in Greenwood Village?
Thanks for turning to Trulia for help. I can absolutely help, however, I would need to grasp a better understanding your scenario and the specifics of the home(s) that you're interested ... more
0 votes Share Flag Wed Oct 1, 2014 Financing in 11949
Martina Ryan, Real Estate Pro in Queens, NY
Martina Ryan answered:
HOW MANY PEOPLE CAN U HAVE ON A MORTGAGE?
Call a local mortgage broker & give them your information. This will take the guess work out of it.
0 votes Share Flag Sun Mar 16, 2014 Financing in 11950
Sanjeev Ahuja, Real Estate Pro in Floral Park, NY
Sanjeev Ahuja answered:
i want to buy out my brother on an inherited house. my credit is poor - should i apply for a home equity loan?
For a complex financial transaction like this it is best you meet face to face with a mortgage professional as there are many pieces of information that will be needed which you may not ... more
0 votes Share Flag Sat Feb 8, 2014 Financing in 11779
Robert Hanson, Real Estate Pro in Silver Spring, MD
Robert Hanson answered:
Negative Equity Refinance
Hi Jay,
I see that the links were provided below. If, as you say, your loan is not Freddie or Fannie, I think that Sanjeev laid it out pretty accurately below.

If it is Freddie or F ... more
0 votes Share Flag Wed Jan 15, 2014 Financing in 11729
Larry Tollen, Real Estate Pro in Durham, NC
Larry Tollen answered:
Buyer was pre-approved, had inspection and appraisal done, went to contract, had title search..then loan was
Short answer is you can't if there's a mortgage contingency in the contract. You should be requiring a formal preapproval letter however with offers and unless the letter specifically s ... more
0 votes Share Flag Mon Sep 9, 2013 Financing in North Babylon
lisazambelli…, Other/Just Looking in Westbury, NY
lisazambellimortgages answered:
retiring and moving from ny to tn in six months I have home with conventional Morgage which I will be selling. Can I get fha loan now for new home?
Your question is a good question but requires me to ask other questions before being able to give a correct answer . For Instance FHA mortgages can only be used for a primary residence ... more
0 votes Share Flag Mon Aug 19, 2013 Financing in 11738
Javier Menes…, Real Estate Pro in Farmingdale, NY
Javier Meneses answered:
Is it bad to switch jobs just before closing? it is the same line of work- CDL Driver- just with a better company and more pay?
You deserve it!

If my response was helpful, consider clicking BEST ANSWER!

Javier Meneses
Senior Loan Officer
NMLS #23130
STERLING NATIONAL BANK
310 Crossways Park Drive ... more
0 votes Share Flag Fri May 31, 2013 Financing in 11716
Melissa Goss, Real Estate Pro in Center Moriches, NY
Melissa Goss answered:
Who does mortgages for mobile/manufactured homes in riverhead?
You won't get a typical mortgage on a mobile/manufactured home, you will need to get a small personal loan. Ask your local bank, or lending companies.
0 votes Share Flag Thu May 9, 2013 Financing in Riverhead
Javier Menes…, Real Estate Pro in Farmingdale, NY
Javier Meneses answered:
I am a real estate agent and my buyer is going fha, my name came up on a hit list with fha caivrs, I have no idea what this is about. ??
Tammy, what happens is that most banks are running searches not just on CAIVRS but on government excluded list, on all parties involved in the transaction. I have ran into cases where o ... more
0 votes Share Flag Tue May 7, 2013 Financing in 11784
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
how many sq ft. in home at 106 bonnie rd. oakdale
According MLS the property is currently in contract, therefore not available at this time; the lot size appears to be 95 x 118; for available area properties check www.mlsli.com
0 votes Share Flag Sat Mar 30, 2013 Financing in 11769
Michael Nade…, Home Seller in Miller Place, NY
Michael Nadeau answered:
Can anyone help guide us for a private mortgage in NY Long Island area? Want to purchase a condo for 445k. Putting down 30-35%.
Start calling banks and take notes. You'll get plenty of help.
0 votes Share Flag Fri Mar 29, 2013 Financing in Miller Place
Gregorio Den…, Real Estate Pro in San Diego, CA
Gregorio Denny answered:
I am on CAIVRS by mistake. The USDA mistakenly put my social on a loan that is foreclosed. How long will it take to work out? I'm heartsick over
How did they get your social security number? Were you on the note?
0 votes Share Flag Sat Mar 23, 2013 Financing in 11784
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