Home Buying in Stockton : Real Estate Advice

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Susie Kay, Real Estate Pro in Dallas, TX
Susie Kay answered:
I'm a first time buyer, I'm curious if I need to have a huge down payment if any to get a home.
I would suggest that you talk to a lender or two if you haven't done so.
0 votes Share Flag Mon Apr 25, 2016 Home Buying in Stockton
Dean Plassar…, Real Estate Pro in Brentwood, CA
Dean Plassaras asked:
Why is this lot assessed so low?
0 votes Share Flag Wed Apr 6, 2016 Home Buying in Bear Creek
Alex Greer, Real Estate Pro in San Jose, CA
Alex Greer answered:
I have a mortgage on a townhouse of 130.000 it's worth 190.000, how hard would it be to buy another property
Yes you can.

I do not check replies, so if you have a comment or question email me here:
AGreer@TheMortgageOutlet.com

Alex Greer
Loan Officer
408-352-5147
NMLS #1056079
http: ... more
0 votes Share Flag Fri Apr 1, 2016 Home Buying in Stockton
Richard Litt…, Real Estate Pro in Fountain Valley, CA
Richard Littlefield answered:
I just bought a house and seller caused damages during move out!!!!
Oh I have seen that before.

I had a seller who cracked the floor tile moving out his refrigerator. Would not fix it. Worse yet the buyers agent told him it was not her problem. I wa ... more
0 votes Share Flag Mon Mar 14, 2016 Home Buying in 95209
Mark, Home Buyer in Morristown, NJ
Mark answered:
Do I need good credit to buy a house with my retirement?
No of course not. Why would your credit history effect your ability to get a loan? And especially when you are using what I am sure is a generous retirement income. My guess based on yo ... more
0 votes Share Flag Thu Feb 11, 2016 Home Buying in Stockton
Kathy Lewis,  in Valdosta, GA
Kathy Lewis answered:
What does it mean when the status of your USDA file is on Conditional Commitment?
Your mortgage LO should be answering these questions.

USDA Mortgage Hub
100% USDA Rural Housing Loans
Serving all 50 states
Ph: 800-691-8826 (7 days a week)
www.UsdaMortgageHu ... more
0 votes Share Flag Mon Nov 16, 2015 Home Buying in 95209
Trinzmas04, Home Buyer in Stockton, CA
Trinzmas04 answered:
Where I can find a house for sale by owner?
Hello! do you imagine living to the mountains of southern Costa Rica and living in an Eco-village with thousands of fruit trees, edible landscapes, animals, water falls and great neighb ... more
0 votes Share Flag Fri Sep 4, 2015 Home Buying in 95207
Prudentfinan…, Home Buyer in Stockton, CA
Prudentfinancialservices answered:
What do I need to do to get approved for an investment property loan for a foreclosure home?
Attention!!!

Ramsay Hill Finance Plc offers entrepreneurs the opportunity to easily access loans in a quick, transparent and efficient environment. Our expertise and international ... more
0 votes Share Flag Fri Jul 17, 2015 Home Buying in Stockton
Ritadawn, Home Buyer in Dallas, TX
Ritadawn answered:
Are closing costs and escrow fees the same?
A lot of the fees are fairly fixed...like escrow fee at title company. So that doesn't matter if it is a $60,000 loan or $600,000 loan.....it makes the lender look bad, when a lot of ... more
1 vote Share Flag Thu Jun 11, 2015 Home Buying in 95206
Annie Bliss, Real Estate Pro in Stockton, CA
Annie Bliss answered:
Looking for Realtors that work with investors in Stockton area
Hello, I am a licensed Realtor, working primarily in Stockton, San Joaquin County, and neighboring counties. I am a member of a Real Estate Investment group in Stockton. That means I un ... more
0 votes Share Flag Fri Jun 5, 2015 Home Buying in 95207
Liza Hancock, Real Estate Pro in Stockton, CA
Liza Hancock answered:
Which would you consider a better neighborhood to live in. Miracle mile or Lincoln Village area?
Both neighborhoods are convenient to shopping and restaurants. Both neighborhoods have a unique charm about them. The determining factor would be if the homebuyer has school-aged childr ... more
0 votes Share Flag Thu Apr 16, 2015 Home Buying in Stockton
Derek Jones, Real Estate Pro in Fair Oaks, CA
Derek Jones answered:
I have 40k for a down payment. My wife and I make over 200k per year.
Most websites default to 20% down when looking at the mortgage calculator. There are certain timeframes and downpayment requirements that need to be met depending on financing followin ... more
1 vote Share Flag Wed Jan 21, 2015 Home Buying in Stockton
Alex Greer, Real Estate Pro in San Jose, CA
Alex Greer answered:
is sherwood manor off hammer lane . what streets are considered cherman manor?
Are you looking to purchase in this area? I would be more than happy to recommend a real estate agent to you whose job it is to assist you with these questions.

I do not check replie ... more
0 votes Share Flag Tue Sep 16, 2014 Home Buying in Sherwoods Manor
Galia Taneva, Real Estate Pro in Sunnyvale, CA
Galia Taneva answered:
Overwhelmed and uncertain about the home buying process.
There are other options besides FHA loan that have lower closing costs and do not require monthly PMI which is mandatory for all FHA loans. Talk to a lender about a conventional loan wi ... more
0 votes Share Flag Thu Aug 7, 2014 Home Buying in Stockton
JMALT56, Home Buyer in Lakeside, AZ
JMALT56 answered:
Hello! I'm ready to buy my first home and looking for a good Realtor around the Stockton area!
Brady Rankin of Keller Williams. 1-209-470-0456. Outstanding service!!!!!!!!!!
0 votes Share Flag Thu Aug 7, 2014 Home Buying in 95207
Huey Nguyen, Real Estate Pro in San Jose, CA
Huey Nguyen answered:
so I have been pre-approve for a home loan and my application will go to underwriting on 7/25/14 so what's next???
Hello Alejandra,

Are you already in contract to purchase a home? Or are you still looking? Do you have a buyer's agent already?

Please tell me more information, so I can understa ... more
0 votes Share Flag Wed Aug 6, 2014 Home Buying in Stockton
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