Some of these listings are scams. I've come across the same problem. You can do one of two these. One, you can write a letter to the Board of Realtors reporting the agent or you can complain directly to the agency for whom they work for, if they list it.... more
I'm a FORMER realtor and in my opinion the two replies below stink. You need to realize that Sally Grenier is pushing you to buy because she is a realtor and her commission depends on people like you to purchase homes. The reply from US Mortgage in Plano, TX doesn't tell you that reverse mortgages have a catch and is not ideal for everybody.
Honestly, the half truths... So truthfully, do NOT rush into buying anything. Weigh the costs carefully between paying rent, utilities and your other monthly expenses (food, transportation, etc.) and what it would cost you for HOA fees, property taxes, utilities, food, etc. and whether or not you will have a mortgage. Your age should not be the determining factor. Your monthly budget and/or annual expenses + when * how frequent you will use the condo should be the determining factors.
By the way, don't ever listen to agents who tell you that renting is throwing money away. Obviously an agent from Colorado has no clue about the high cost of housing in NYC.... more
if you have sec 8 nychca you can own a home in Long Island and maybe now in the city or if you have sec 8 HPD you can rent to own you should call the sec 8 people and ask for Debra Moore and apply now before President Obama leave offiice after that all the benefits like these will not exits no more so go and apply to sec 8 and stop paying rent to make these landlords rich its time to live the American dream God bless and good luck... more
I think it's in your best interest to have an agent representing you. Often buyers who sell without representation have no idea what they are legally required to do and you want to make sure you have someone on your side ensuring that the language in your purchase agreement protects you as much as possible.
Payment varies. Often unrepresented sellers will pay for your buyer's agent. If they won't, you can discuss compensation with individual agents. If you're spending hundreds of thousands of dollars on an illiquid asset, spending a few thousand to make sure you have someone on your side who knows what they're doing makes sense.... more
The best advice is to take some time to figure out what went wrong and make some changes. You say your credit is shot, why? What can you learn from what created that situation to avoid in the future?
You need some great advice, but this forum can't do more than provide the beginning of that. You need some financial counseling from someone who is trained and successful in helping people in positions like you find yourself. Dave Ramsey comes to mind, but I don't completely agree with all his positions. You can do worse though so see if there are any local classes offered by his group. You can Google them.
Getting out of debt, staying out of debt, using debt as a tool but not a trap is hard, but it can be done.
Before you make any decisions on selling and your next move, learn all you need to to do it right this time. Best of luck.... more
yes a rent to own program would work best for you. We can find you a home that meets your needs, a small down payment and an affordable monthly payment will get you into your very own home. you can contact me at 347-620-0104 and I go over all the details with you, my name is Anthony... more