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Harold Lear, Real Estate Pro in San Diego, CA
Harold Lear answered:
Re-instatement Fees when home is in foreclosure
Hello Ray, we have spoken before. Attorneys don't reduce there fees. The bank hired there attorney to file a Notice of Default and or a Notice of Trustee Sale its a fee for service.
To ... more
0 votes Share Flag Thu Feb 6, 2014 Foreclosure in 91977
J.R. Thrasher, Real Estate Pro in San Diego, CA
J.R. Thrasher answered:
when will 1028 n central pk ave be on auction and if there will be one?
I wrote a blog about "Finding Foreclosed Homes on Trulia" just last week. I'll put a link in the web reference. That should answer all of your questions.

J.R. Thrasher
www.SanDiego ... more
0 votes Share Flag Wed Sep 11, 2013 Foreclosure in 91977
Mark and Kari…, Real Estate Pro in San Diego, CA
Mark and Kari Shea answered:
Your house is in foreclosure & you've been denied loan mod & the bank agrees to a short sale, can they change their minds & let it
Hi,

This is a complex situation. They can do what ever they like.

To let you know some of the situations with the lender:

1. Your lender is most likely only a loan servicer. ... more
0 votes Share Flag Mon Jun 17, 2013 Foreclosure in 91977
Alison Hillm…, Other/Just Looking in San Francisco, CA
Alison Hillman answered:
when will 1028 n central pk ave be on auction and if there will be one?
You can contact the listing agent who will be able to help you learn more about that specific property (and probably will know a lot about similar properties in the area). To find an ag ... more
0 votes Share Flag Fri Apr 5, 2013 Foreclosure in 91977
reginahous1, Renter in Elk Grove, CA
reginahous1 answered:
how do you find out when your homes auction date is?
I am trying to find out the date the house that I owned went up for auction. The address was 3509 Black Elk Court, Antelope, 95843
0 votes Share Flag Tue Jan 8, 2013 Foreclosure in 91977
Michael Alex, Real Estate Pro in San Diego, CA
Michael Alex answered:
HOW CAN WE VERIFY THAT THE AUCTION SALE DATE HAS BEEN POSTPONED ON OUR HOME?
Bill,

Contact me, I can get the paperwork for you. If you cannot qualify for a loan modification or refinance. I recommend you short selling your property. Many banks are offering d ... more
0 votes Share Flag Thu Oct 11, 2012 Foreclosure in 91977
Cindy Davis, Real Estate Pro in San Diego, CA
Cindy Davis answered:
anyone know why short sales take anywhere from 3-13 months (if not longer)? ... shouldn't they be called 'long sales?'...lol (just
Yes indeed, short sales are long from the sense of time. The term is used because the seller is 'short' on being able to repay his or her note.

Who knows why? I agree that experienc ... more
0 votes Share Flag Sat May 19, 2012 Home Buying in 91977
Cindy Davis, Real Estate Pro in San Diego, CA
Cindy Davis answered:
how common is it to have more than one agent representing you?
It is most appropriate to select one agent and stick with that person. If your current agent is not giving you the attention you deserve, feel free to try one of the rest of us!!

Wor ... more
0 votes Share Flag Mon May 14, 2012 Home Buying in 91977
Cindy Davis, Real Estate Pro in San Diego, CA
Cindy Davis answered:
when presenting a check in escrow (earnest money)?
It is generally returnable. Here are the caveats...

If you cancel the escrow prior to your contingency period expiring..you have a right to your deposit back. If you cancel after the ... more
0 votes Share Flag Wed Apr 4, 2012 Home Buying in 91977
John Arendsen, Real Estate Pro in Encinitas, CA
John Arendsen answered:
Rent for Mobile Homes?
Rents fluctuate from one park to another. If a park is in a rent controlled area i.e. Escondido, Oceanside (albeit Oceanside is about to lift rent control), etc you will fine rent rates ... more
0 votes Share Flag Thu Mar 1, 2012 In My Neighborhood in 91977
Richard Litt…, Real Estate Pro in Orange County, CA
Richard Littlefield answered:
how often do you find banks or sellers balking at VA loans vs conventional?
I could be wrong but I think the problem is that the banks who cast the burden of doing any repairs on the listing agents. So when you show up with a VA or a FHA loan, the agents percie ... more
0 votes Share Flag Mon Feb 6, 2012 Home Buying in 91977
Ellie Doming…, Real Estate Pro in San Diego County, CA
Ellie Dominguez answered:
My husband left me in Dec and has not made the house pmt since. We filed chpt 13 and will be discharged in June. What can I do to save my house?
Loan modifications is something you would want to look into. For Legal Real Estate matters call (619) 723-3383. Law Offices of William Radcliffe Specializes in Loan modifications.

Th ... more
0 votes Share Flag Wed Mar 16, 2011 Foreclosure in 91977
Cory La Scala, Real Estate Pro in San Diego, CA
Cory La Scala answered:
My credit is really bad. With a big down payment, will I still be able to buy a house?
If your credit score is at least 500-579, you can get a FHA loan, but you'll need a 10% down payment. If your score is at least 580, you can pay the standard FHA down payment of 3. ... more
0 votes Share Flag Mon Feb 28, 2011 Home Buying in 91977
Mary Ellen W…, Real Estate Pro in San Diego County, CA
Mary Ellen Wilson answered:
I'm curious. Why do homes get auctioned? Is it because the owners lost their home?
There are many kinds of auctions. The foreclosure you alude to here in California is sold on the courthouse steps and the homeowner does lose their home. But they can choose to do an au ... more
0 votes Share Flag Thu Feb 24, 2011 Foreclosure in 91977
Mark and Kari…, Real Estate Pro in San Diego, CA
Mark and Kari Shea answered:
on a bank owned condo do they go with the highest offer or the 1st 1 they get. it says 1st come 1st served.
Hi,

Different banks have different methods. When the receive an offer:

Some have a waiting period of 3 yo 5 fays to see what else comes in and then negotiate for they feel is bes ... more
1 vote Share Flag Wed Aug 19, 2009 Home Buying in 91977
Stephani, Home Buyer in San Diego, CA
Stephani answered:
Made an offer on a short sale on the 11th of Feb this year...they called a week ago and said they would have
thank you Mike, So I think we will wait them out. Let them "stew in their own juices" as Liz Stephens said. We have all the time in the world. We plan on renting out our condo, so we do ... more
0 votes Share Flag Thu Feb 28, 2008 Foreclosure in 91977
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