Short Sales are the way to go when you have evidence that the home you are paying a mortgage on is worth less in value than what you owe. A short sale is when the bank agrees to take less money for the home than what you owe and allows you to try to find a buyer for it. Each bank has a different set of procedures and guidelines that you will follow but your agent can assist you with the process. It is important to stay on top of things with the bank and proper communication between your agent and the bank is essential. Once a buyer is found you then will move forward with the sale of the home and head to closing. This process is time consuming however and experienced agents dealing with short sales will tell you there is nothing "short" about the time it takes from listing to closing. Some banks delay closing for months, underwriting guidelines are heavy and everything has to be done properly or the whole process can derail.
Bottom line is that a short sale can be a blessing for a seller but a nightmare for an unprepared agent and buyer. Get an agent to represent you from start to finish! www.themccampbellteam.com email@example.com... more
For other people or places there are two solutions, one is to google the white pages or go to the local library, most will have the Cole's directory, which is the criss/cross that the telemarketers, creditors and so forth use.
Here you can look up by the address ( or phone number ) . This has only listed numbers, and has a mark that show if the person is on the federal or state Do Not Call list.