Home Buying in Spartanburg : Advice

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Kelsey Compa…, Home Buyer in Provo, UT
Kelsey Compars answered:
Anyone know a good Roofer in Spartanburg SC?
If you are looking for a roofer in your area you can always ask friends and family for referrals or look up places in your area online. My parents had their roof replaced and I know tha ... more
0 votes Share Flag Thu Mar 19, 2015 Home Buying in 29301
USMortgageRa…, Real Estate Pro in Plano, TX
USMortgageRanger answered:
Am moving to SC and need home up to 120k HAVE VERY SUBSTANTIAL DOWN AND NEED A OWNER ASSIST ON FINANCING UNTIL MY HOME SELLS. Del dvw3662@gmail.com
Hi Del,

Thanks for the post. Why do you think you need a owner financing vs bank financing? If you have a home that is on the market you can still do a bridge loan.

I recognize th ... more
0 votes Share Flag Thu Jan 8, 2015 Home Buying in Spartanburg
John Hicks, Real Estate Pro in New Albany, OH
John Hicks answered:
who is a good lender in Spartanburg for a beacon 630?
Hello Richard,

We can lend FHA down to a 580 score. I work in all 50 states and am not a BROKER. Please let me know if I can assist you, I work with few clients per month and turn ar ... more
0 votes Share Flag Tue Nov 18, 2014 Home Buying in 29301
Foreversuces…, Home Buyer in Spartanburg, SC
Foreversucessful answered:
Are homes at westgate plantation in Spartanburg, SC losing value.?
Hi, I currently live in this neighborhood subdivision. It is a nice subdivision. Quiet with good neighbors. I have lived here now for 5 years and have never had a problem. I have come ... more
0 votes Share Flag Fri Oct 31, 2014 Home Buying in Spartanburg
Sally Grenier, Real Estate Pro in Erie, CO
Sally Grenier answered:
I have been having a hard time finding a house for rent on my own. Is it easy to find a home forsale or a home for rent to own with a agent?
Try contacting local property management companies in your area?
0 votes Share Flag Wed Oct 29, 2014 Home Buying in Spartanburg
Sarah Larson, Real Estate Pro in Queen Creek, AZ
Sarah Larson answered:
How do loans for vacant land/building lots differ from home loans/mortgages?
Down payments and interest rates on land are typically higher due to the speculative nature of land purchases and risk to the lender. Here is a link to Bankrate.com to help you underst ... more
0 votes Share Flag Mon Sep 29, 2014 Home Buying in Spartanburg
Brian Nguyen, Real Estate Pro in Mission Viejo, CA
Brian Nguyen answered:
my credit score is 597, can i get a home loan with such credit score. I went through a credit repair agency and my score only increases by 7 points
It seems that your scores in your range should work. Lenders like myself can go as low as 580 when it comes to credit scores. Of course, your other finances will need to be in place as ... more
0 votes Share Flag Tue May 13, 2014 Home Buying in 29301
akpandjfp, Home Buyer in Spartanburg, SC
akpandjfp asked:
We are looking for a lender for a USDA mortgage loan. Credit scores 626/640/655 Credit scores may be slightly higher since last pull in March. Have two secured credit cards and car loan that are being utilized and paid on time. Stable work and rent history- first time…
0 votes Share Flag Tue Apr 29, 2014 Home Buying in Spartanburg
Bart Gabe, Real Estate Pro in California
Bart Gabe answered:
If my husband's credit score is excellent and mine is 578 - we would have to include my income because we also pay out alimony and child
Michelle - we lend down to a 530 in most cases. Let's discuss your loan scenario in more detail. Contact me at 800 315 8803. My name is Bart and I have been offering loans since 1987. I ... more
0 votes Share Flag Thu Apr 17, 2014 Home Buying in Spartanburg
Renee Broach, Real Estate Pro in 29501
Renee Broach answered:
What banks loan to couples where one has good credit and the second has low credit in Spartanburg, SC.?
Hi Michelle,
While each lender has their own specific guidelines, you may be able to qualify using just the credit (and income) of the highest scoring buyer. Please give me a call; I ... more
0 votes Share Flag Thu Apr 17, 2014 Home Buying in 29302
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
what about a collection being placed on my report without giving me a chance to settle it? Will that hurt my chances with the underwriter?
You really should be discussing the issue with your loan officer, he/she can better advise; don't just rely on online information....
0 votes Share Flag Sat Apr 5, 2014 Home Buying in 29306
Elizabeth Bo…, Real Estate Pro in Cambridge, MA
Elizabeth Bolton answered:
before the closing, will the underwriter check credit again, even though the scores are already in the loan papers?
Yes they do. They're confirming that you haven't acquired any more debt - so no charging furniture on a credit card, no buying a car, etc. All purchases, aside those made with cash, s ... more
0 votes Share Flag Fri Apr 4, 2014 Home Buying in 29306
Christine Ho…, Real Estate Pro in Myrtle Beach, SC
Christine House answered:
Recently was approved for a FHA loan, but the house we are interested in is USDA eligible. What are qualifications for a Usda loan?
revwcrump,
There are benefits to a USDA loan. You should look into your options regarding both loans & sit down with a qualified Mortgage Rep to assist you in making the best educated ... more
0 votes Share Flag Tue Mar 11, 2014 Home Buying in Spartanburg
Christine Ho…, Real Estate Pro in Myrtle Beach, SC
Christine House answered:
I need nformacion abute these house
hrnadessilvia333,
The home you asked about did not populate in the link. In order to get an answer you will need to tell us the address or click the like & ask a question from that pro ... more
0 votes Share Flag Tue Mar 11, 2014 Home Buying in Spartanburg
annariern, Home Buyer in Spartanburg, SC
annariern answered:
Point me in the direction of a good lender! or Realtor???
If you are still looking for a realtor, I am currently working with an AWESOME realtor! Her name is Kaye McIntyre and she works for Coldwell Banker Caine. HIGHLY recommend!!!!
0 votes Share Flag Sun Mar 2, 2014 Home Buying in Spartanburg
Joseph Morel…, Real Estate Pro in Greer, SC
Joseph Morelli answered:
I am looking to buy my 1st home in Spartanburg area within next 3 months...please help!
I am a broker/agent serving the Upstate of SC. I'd be happy to assist you.
0 votes Share Flag Sat Jan 25, 2014 Home Buying in Spartanburg
Dan Mengedoht, Real Estate Pro in 29401
Dan Mengedoht answered:
Hey..say my house cost..116,000 how much would my mortgage be
A quick and easy estimate is $5 per thousand of loan. This is principal and interest. Taxes and insurance are additional.
0 votes Share Flag Thu Dec 12, 2013 Home Buying in Spartanburg
Lorrie Renfr…, Real Estate Pro in South Carolina
Lorrie Renfrow answered:
Can I get a mortgage with a full time job of a year and a part time job that I've been working only a month, really need part time income to be?
This should be answered by a mortgage agent and we are providing a name for you to contact to get a true picture of what you can do next to get your first home. thank you for asking Lor ... more
0 votes Share Flag Tue Dec 3, 2013 Home Buying in 29303
John Anderson, Home Buyer in Queens, NY
John Anderson answered:
what is the job market like there?
what is the job market like in spartanburg sc
0 votes Share Flag Mon Sep 23, 2013 Home Buying in Spartanburg
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