Home Buying in Southaven : Real Estate Advice

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Tristar Cred, Home Buyer in West Palm Beach, FL
Tristar Cred answered:
My credit score is poor 580 and I want to buy a home closer to my work. The house I want is $118,000.00 and I have $60,000.00 down payment would this
Have you looked into repairing your credit? Have you talk to a mortgage broker about Rapid Rescore?The company I work for can get your credit score improvement in days! They're ha ... more
0 votes Share Flag Sun Nov 22, 2015 Home Buying in 38672
Dan Tabit, Real Estate Pro in Issaquah, WA
Dan Tabit answered:
I am a Canadian citizen (with an excellent credit score in Canada) and my wife is a US citizen (resident in Canada). Can we borrow from a US lender?
Mark,
Where do you want to buy a house? US Banks don't do mortgages in Canada and Canadian Banks generally don't do mortgages in the US, although RBC did have a program a while ago.
... more
0 votes Share Flag Thu Nov 19, 2015 Home Buying in 38672
Tristar Cred, Home Buyer in West Palm Beach, FL
Tristar Cred answered:
Is it possible for someone with bad credit and on disability to purchase a home?
theres several programs out there for Disability first time home buyers
0 votes Share Flag Thu Nov 19, 2015 Home Buying in 38672
Tmannino, Both Buyer and Seller in Clinton Township, MI
Tmannino asked:
I found a house that I am interested in buying and closer to my work. My credit score is poor 580 the asking price is $118k and I have 60k for a down I don't know if this is possible to get a loan for the balance owed with my credit score. Any thoughts are appreciated..
0 votes Share Flag Thu Nov 19, 2015 Home Buying in 38672
Jeri Patrick, Real Estate Pro in Pooler, GA
Jeri Patrick answered:
I'm currently seeking to purchase a home but before I do I will like to know if I qualify with my score being 640 and having collecions n my credit
The first step is to contact a local lender to get pre-approved. I would also contact a local real estate agent. Best of luck
0 votes Share Flag Thu Nov 19, 2015 Home Buying in 38671
Robert W Nei…, Real Estate Pro in Carrollton, MS
Robert W Neill Jr answered:
I am looking for a single-family home located in Southaven/Hornlake, Ms area. My credit score is 619. Rent to own homes if anyone have any around this
Rent to own homes are rare. Did you ever find an agent to work with?
0 votes Share Flag Sat Sep 26, 2015 Home Buying in Southaven
Lanre Folayan, Real Estate Pro in Washington, DC
Lanre Folayan answered:
I need a real estate agent in Southaven to contact me. I want to buy a house. NO ONE will call me back.POST a realtor phone number.
Please call or text me at 202-378-0283. I can definitely put you in contact with a real estate agent in whatever area you are looking to buy a house. http://www.buyandsellnewhomes.com
0 votes Share Flag Sat Mar 29, 2014 Home Buying in Southaven
Bill Eckler, Real Estate Pro in Venice, FL
Bill Eckler answered:
My kids are being treaated unfairly and I dont if its because their black or because were fron Memphis city schools how do I file charges against the
Filing charges is something that you would have to consult with the local police department about. Without knowing the details, it's impossible to advise you well, however, with childre ... more
0 votes Share Flag Wed Nov 13, 2013 Home Buying in Southaven
JR Thrasher, Real Estate Pro in San Diego, CA
JR Thrasher answered:
Can a buyers agent ask for sellers contribution after a short sale approval? It was not in contract.
You can ask, but if the bank/seller says no you have to stick with the contract.

J.R. Thrasher
www.SanDiegoRealEstateVeterans.com
619-929-0105
0 votes Share Flag Thu Nov 7, 2013 Home Buying in 38672
Maria Cipoll…, Real Estate Pro in Coral Springs, FL
Maria Cipollone answered:
I have a credit score of 653.What are my chances of getting approved to buy a house?I"m scared if i apply and get denied my score will drop even lower
There is nothing wrong with shop around for a mortgage broker that can explore all your financing status and advice you properly. If for any reason you do not get pre approved for cert ... more
0 votes Share Flag Fri Aug 16, 2013 Home Buying in Southaven
Patrick Mccl…, Real Estate Pro in SOUTHAVEN, MS
Patrick Mcclay answered:
My spouse recently passed away and he was the sole provider. Does social security and life insurance count as income?
Social security will count as monthly income and can be added along with any additional monthly income. As far as the life insurance, it will be counted as cash on hand but not monthly ... more
0 votes Share Flag Tue Jul 16, 2013 Home Buying in Southaven
vinnieflynn7, Home Buyer in Southaven, MS
vinnieflynn7 asked:
Rental homes in this area
0 votes Share Flag Mon May 27, 2013 Home Buying in Southaven
Terry Tomlin…,  in Southaven, MS
Terry Tomlinson answered:
My husband and I both have middle scores of 655..he has a judgement that we will be paying off this week.
Call me at 901-628-9583 and I can help you get qualified. I need to know a couple things before I can give you an exact answer. Or you can email me at info@desotodeals.info
0 votes Share Flag Wed Mar 27, 2013 Home Buying in Southaven
Terry Tomlin…,  in Southaven, MS
Terry Tomlinson answered:
I am interested in a house with contract on it and its contingent on the sell of the buyers house.
This home requires a 2K earnest money deposit and prequalification through Wells Fargo. I am familiar with this home and would be more than happy to help you. Please don't hesitiate to ... more
0 votes Share Flag Fri Jan 25, 2013 Home Buying in Southaven
Spirit Messi…, Real Estate Pro in Tucson, AZ
Spirit Messingham answered:
I have 40,000, is it best to payoff debt or pay half and use rest down payment.I am retired military VA is an option also. Credit score 680
I would recommend you speak with a financial advisor, then your accountant. Realtors are neither. Next, talk with a local lender about what to expect, money down, and etc on a VA loa ... more
0 votes Share Flag Mon Jan 21, 2013 Home Buying in Southaven
Miekeba Jones, Real Estate Pro in Silver Spring, MD
Miekeba Jones answered:
I have a 650 credit score but I have one collection and one judgement. Will that keep me from buying a house?
Hi Whitem1999, The judgement may cause problems. Consult your lender.
0 votes Share Flag Thu Jan 17, 2013 Home Buying in Southaven
Brent Tippitt, Real Estate Pro in Southaven, MS
Brent Tippitt answered:
Is my credit good enough to buy a house?
You are headed in the right direction, but Who you call is very important, not all mortgage loan officers can boost your credit scores quickly and you may have to wait longer than is ne ... more
0 votes Share Flag Tue Nov 27, 2012 Home Buying in Southaven
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