It sounds to me that you just did not find the right buyer agent to work with you. Keep looking and ask for recommendations. Google real estate agents and read reviews. A buyer agent can be invaluable. Where it costs you no more money to use one, why wouldn't you?... more
Previous loans are usually listed at the registry of deeds for the area in which the property is located. This can be found at masslandrecords.com You can also check with the town to make sure there are no outstanding debts owed like back taxes, rubbish removal, sewer and water etc. Though these may come up as your attorney prepares for the closing, it would be good to know up front at time of offer.
If I can be of help, please call me at 508 648-0393