Home Buying in South Holland : Advice

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Dan Tabit, Real Estate Pro in 98074
Dan Tabit answered:
can I get preapproved for a home with a credit score of 587. I have been trying now for two years. I am still getting my credit repaired.
Nell,
Lenders use the middle of 3 scores that they obtain from Transunion, Equifax & Experian. There are some lenders who will consider doing an FHA loan as low as 580, but just beca ... more
0 votes Share Flag Sun May 17, 2015 Home Buying in South Holland
Jeff Nobleza, Real Estate Pro in 60640
Jeff Nobleza answered:
How much are attorney fees in a closing for a house in South Holland, IL?
Call Erik Miles to do your closing. He's at 312-854-8092 or at Miles@LawFirmMiles.com
0 votes Share Flag Sat Apr 11, 2015 Home Buying in 60473
Cory Trevor, Home Buyer in Aberdeen, OH
Cory Trevor answered:
Is it wise to get a car loan before a mortgage?
I would recommend that you hold off on the car loan. Mortgage lenders tend to be picky about your debt-to-income ratio. Regardless of whether or not you would get approved, it is not th ... more
0 votes Share Flag Mon Sep 22, 2014 Home Buying in 60473
Dan Tabit, Real Estate Pro in 98074
Dan Tabit answered:
A L.O pulled my credit and told me three things to get rid of or updated. I did two. However, this last little $75.00 issue
Drea,
This is a question you should only accept the answer your LO gives you. Without knowing more, and they do, our advice could easily be wrong. When I did loans one of the worst ... more
0 votes Share Flag Mon Apr 21, 2014 Home Buying in South Holland
Bob Brandt R…, Real Estate Pro in Schaumburg, IL
Bob Brandt Re/Max 847-274-3193 answered:
A house I was interested in dropped about $60,000 in price and then was just shown as delisted. I'm interested in buying the house.
That is what you should do, but you may be too late. Your Realtor can advise you further.
0 votes Share Flag Wed Apr 2, 2014 Home Buying in South Holland
Suzanne Hami…, Real Estate Pro in Orland Park, IL
Suzanne Hamilton answered:
How much E.M. should I put down on a house listed at $274K?
Earnest money is negotiable. But I use a rule of thumb of 1% of the sales price for fha, 2-3% of the sales price for conventional and 10% of the sales price for cash.

Foreclosure ... more
0 votes Share Flag Mon Dec 9, 2013 Home Buying in 60473
Suzanne Hami…, Real Estate Pro in Orland Park, IL
Suzanne Hamilton answered:
Hi Everyone, My mid score is 542. Looking at my credit reports I have $5,874 in debt (not counting student loans)
Dres

Only a loan officer can tell you your situation. Pay off all your debts and in 60-90 days your score can be rerun. You need about 80-100 points in order to be eligible for a h ... more
1 vote Share Flag Sat Sep 14, 2013 Home Buying in South Holland
Scott Kuzmin…, Real Estate Pro in South Holland, IL
Scott Kuzminski answered:
where are the best hardmoney lenders?
I would imagine someone willing to lend without any backing info would be hard to find and would want collateral.....times are brutal out there. Cant imagine anyone freely dispensing lo ... more
0 votes Share Flag Mon Aug 5, 2013 Home Buying in 60473
scott.kuzmin…, Real Estate Pro in South Holland, IL
scott.kuzminski answered:
I am looking to buy a daycare center in the south holland or south suburb area, my search is coming up empty can anyone help me(:
Lisa, I live in South Holland, am an agent out there, and am very familiar with what could be available for a day care center and what could be zoned as such.....if you want me to do so ... more
0 votes Share Flag Sat Jul 13, 2013 Home Buying in South Holland
Suzanne Hami…, Real Estate Pro in Orland Park, IL
Suzanne Hamilton answered:
When buying a Home Path home as an investor, do you have to wait to resell the property for a certain period of time?
Yes - typically fannie mae properties require that even if you are an investor, you must wait 90 days to turn over the deed - so close on a property. The only exception is if you sell ... more
1 vote Share Flag Mon Jul 8, 2013 Home Buying in South Holland
EdithJasser…, Real Estate Pro in 60093
EdithJasser YourRealtor4Life answered:
Homes for rent in South Holland, IL
First of all you should work with a good local Realtor, who will prepare your rental application ahead of being ready to apply for a rental property. You can give a home owner a lot of ... more
0 votes Share Flag Wed Jan 9, 2013 Home Buying in South Holland
Ramona Turner, Real Estate Pro in South Holland, IL
Ramona Turner answered:
Hello, I am interested in renting or a rent-to-own townhouse in the South Suburban Area of Chicago;
Did you find the property that you wanted to rent or rent-to-own? There are properties available. Send me an e-mail if you would like for my company to assist you with this process? ... more
0 votes Share Flag Tue Jul 17, 2012 Home Buying in 60473
Ramona Turner, Real Estate Pro in South Holland, IL
Ramona Turner answered:
How can I get a home appraised and inspected that I am renting?
What you can do is have a Home Inspection completed, and either have a realtor complete a CMA (which is less expensive) than an appraiser. Send me an e-mail if you would like for my co ... more
0 votes Share Flag Tue Jul 17, 2012 Home Buying in South Holland
Ramona Turner, Real Estate Pro in South Holland, IL
Ramona Turner answered:
ho can i start my own business with cleaning foreclosure homes for the bank.
There are several ways that you can start cleaning foreclosure homes. I have taught several students that very process. If you would like to attend the next Workshop send me an e-ma ... more
0 votes Share Flag Tue Jul 17, 2012 Home Buying in South Holland
Bradley Egge…, Real Estate Pro in 60067
Bradley Eggers answered:
IS IT POSSIBLE TO BUY A HOME JUST COMING OUT OF BANKRUPTCY?
Renae,

It depends on what you mean by "just coming out of bankruptcy". If within the last few months, then no. FHA and Fannie Mae have different requirements depending on ... more
1 vote Share Flag Fri Feb 26, 2010 Home Buying in 60473
Harriet (Jad…, Real Estate Pro in 60467
Harriet (Jadwiga) Maj answered:
I'm looking for a 55&over community in South Holland Illinois
I am not immediately familiar with a 55+ community in south holland, here is a site that lists alot of the communities. Please feel free to contact me with any quesitons.

www.55plac ... more
1 vote Share Flag Thu Feb 25, 2010 Home Buying in 60473
Nichole  Lat…, Real Estate Pro in Tinley Park, IL
Nichole Lathus answered:
I think my agent just bought the house I was bidding on. He said my offer was rejected but I was not given the opportunity to counter. I have not
HI NAT,

I WOULD FIRST CALL HIS BROKER AND TELL HIM/HER YOUR CONCERNS. THEY SHOULD BE ABLE TO TELL YOU WHO HAS A CONTRACT ON THE HOUSE. IF YOUR AGENT HAS PURCHASED THE HOUSE WHILE YOU ... more
0 votes Share Flag Tue Sep 8, 2009 Home Buying in South Holland
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