60473 : Advice

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Cory Trevor, Home Buyer in Aberdeen, OH
Cory Trevor answered:
Is it wise to get a car loan before a mortgage?
I would recommend that you hold off on the car loan. Mortgage lenders tend to be picky about your debt-to-income ratio. Regardless of whether or not you would get approved, it is not th ... more
0 votes Share Flag Mon Sep 22, 2014 Home Buying in 60473
David James, Real Estate Pro in Dallas, TX
David James answered:
Why such a difference in credit scores?
The total amount of debt in collections is not going to have much of an affect on your credit scores. The number of collection accounts and their age does. If you are going by scores yo ... more
0 votes Share Flag Fri Jan 31, 2014 Credit Score in 60473
Suzanne Hami…, Real Estate Pro in Orland Park, IL
Suzanne Hamilton answered:
How much E.M. should I put down on a house listed at $274K?
Earnest money is negotiable. But I use a rule of thumb of 1% of the sales price for fha, 2-3% of the sales price for conventional and 10% of the sales price for cash.

Foreclosure ... more
0 votes Share Flag Mon Dec 9, 2013 Home Buying in 60473
Scott Kuzmin…, Real Estate Pro in South Holland, IL
Scott Kuzminski answered:
where are the best hardmoney lenders?
I would imagine someone willing to lend without any backing info would be hard to find and would want collateral.....times are brutal out there. Cant imagine anyone freely dispensing lo ... more
0 votes Share Flag Mon Aug 5, 2013 Home Buying in 60473
Ramona Turner, Real Estate Pro in South Holland, IL
Ramona Turner answered:
Hello, I am interested in renting or a rent-to-own townhouse in the South Suburban Area of Chicago;
Did you find the property that you wanted to rent or rent-to-own? There are properties available. Send me an e-mail if you would like for my company to assist you with this process? ... more
0 votes Share Flag Tue Jul 17, 2012 Home Buying in 60473
Paul Welden, Real Estate Pro in Phoenix, AZ
Paul Welden answered:
Can a 203k suffice for a conventional offer?
Your buyer's agent needs to educate the listing agent on the benefits of accepting an offer where 203k financing is being used.

Benefits of the 203k to the seller include:
- es ... more
0 votes Share Flag Tue Nov 29, 2011 Financing in 60473
Ruth & P…, Real Estate Pro in 95030
Ruth & Perry Mistry answered:
My gas furnance went out today.. I would like to know if my homeowners insurance will cover for a replacement
Mrs. Freeze:

Sad to hear it went out on X-MAs eve. If you have warranty on it then for sure.
A lot depends on if under warranty or whether it was wear and tear.

A lot depends if ... more
0 votes Share Flag Sat Dec 25, 2010 Home Insurance in 60473
Bradley Egge…, Real Estate Pro in Palatine, IL
Bradley Eggers answered:
IS IT POSSIBLE TO BUY A HOME JUST COMING OUT OF BANKRUPTCY?
Renae,

It depends on what you mean by "just coming out of bankruptcy". If within the last few months, then no. FHA and Fannie Mae have different requirements depending on ... more
1 vote Share Flag Fri Feb 26, 2010 Home Buying in 60473
Harriet (Jad…, Real Estate Pro in 60467
Harriet (Jadwiga) Maj answered:
I'm looking for a 55&over community in South Holland Illinois
I am not immediately familiar with a 55+ community in south holland, here is a site that lists alot of the communities. Please feel free to contact me with any quesitons.

www.55plac ... more
1 vote Share Flag Thu Feb 25, 2010 Home Buying in 60473
Jwhome, Other/Just Looking in Illinois
Jwhome answered:
does anyone know a mold remediation conpamy that works with 203k loans?
Hello my name is Jon i work with Walton Home Improvement,Inc. we have 33yrs combined experience. The work we do is from the the foundation to the rooftop- electrical, plumbing, carpentr ... more
0 votes Share Flag Mon Jul 13, 2009 Remodel & Renovate in 60473
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