Financing in Shingle Springs : Advice

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Doug & Bud Z…, Real Estate Pro in Placerville, CA
Fannie Mae recently announced the expansion of theHomePath for Short Sales website, a communication tool created to help real estate professionals efficiently complete short sales and resolve challenges… Read more
Blogged Sat Jun 7, 2014 by Doug & Bud Zeller Financing
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Douglas Zell…, Real Estate Pro in El Dorado County, CA
As the costs of mortgages get bigger, could the size of homes buyers purchase get smaller?According to financial Web site The Motley Fool, interest rates and home size are closely tied together. “As… Read more
Blogged Tue Sep 17, 2013 by Douglas Zeller Market Conditions Home Buying Financing
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Doug & Bud Z…, Real Estate Pro in Placerville, CA
The number of U.S. mortgages that were behind on their payments or in foreclosure in March fell below the 5 million mark for the first time since 2008, according to a report released Tuesday.The number… Read more
Blogged Sun Apr 28, 2013 by Doug & Bud Zeller General Area Financing Home Ownership
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Doug & Bud Z…, Real Estate Pro in Placerville, CA
Mortgage applications dropped for the second consecutive week as rates ticked up slightly, the Mortgage Bankers Association reports.  The MBA’s weekly index measuring applications for home purchases… Read more
Blogged Wed Feb 20, 2013 by Doug & Bud Zeller Market Conditions Home Buying Financing
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Douglas Zell…, Real Estate Pro in El Dorado County, CA
Low housing inventory has resulted in a lack of move-in ready homes available for sale.  Many buyers, especially first time buyers, tend to overlook properties in need of extensive repairs, but a federally… Read more
Blogged Sat Jan 26, 2013 by Douglas Zeller Market Conditions Home Buying Financing
Doug & Bud Z…, Real Estate Pro in Placerville, CA
The average FICO score for first-lien loans reached 750 in October, a rise from 741 in August, according to Ellie Mae, an analysis that encompasses about 20 percent of all loan applications in the U.S. … Read more
Blogged Tue Nov 20, 2012 by Doug & Bud Zeller Home Buying Financing Home Ownership
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Douglas Zell…, Real Estate Pro in El Dorado County, CA
The Federal Housing Administration plans to raise its mortgage fees next year in order to help avoid a taxpayer bailout, the Obama administration announced. A report last week revealed the FHA, which insures… Read more
Blogged Mon Nov 19, 2012 by Douglas Zeller Financing Property Q&A Home Ownership
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Doug & Bud Z…, Real Estate Pro in Placerville, CA
Fixed-rate mortgages are back at all-time record lows or hovering near them, Freddie Mac reports in its weekly mortgage market survey. For those who can qualify for a loan, the ultra-low mortgage rates… Read more
Blogged Sat Sep 22, 2012 by Doug & Bud Zeller Market Conditions Home Buying Financing
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Douglas Zell…, Real Estate Pro in El Dorado County, CA
Great news update to share! Interest rates for home mortgages continued to hover near all-time lows, keeping home buyer affordability high. Freddie Mac reports the following averages in this week’s… Read more
Blogged Fri Sep 7, 2012 by Douglas Zeller Market Conditions Home Buying Financing
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Bud Zeller, Real Estate Pro in Placerville, CA
Six Americans stand to collect up to $46.5 million for their part in helping to expose foreclosure abuses by the nation’s largest banks. The whistleblowers helped the government expose how some… Read more
Blogged Mon Jul 2, 2012 by Bud Zeller Crime & Safety Financing Property Q&A
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Douglas Zell…, Real Estate Pro in El Dorado County, CA
State and federal laws that set out to prevent defaulting home owners from being evicted may actually be jeopardizing the housing recovery and even extending the slump, economists told Reuters. More than… Read more
Blogged Wed Jun 27, 2012 by Douglas Zeller Market Conditions Financing Foreclosure
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Bud Zeller, Real Estate Pro in Placerville, CA
Calif. median home price: May 2012: $312,110 (Source: C.A.R.)Calif. highest median home price by region/county May 2012: Marin, $791,670 (Source: C.A.R.)Calif. lowest median home price by region/county… Read more
Blogged Sat Jun 23, 2012 by Bud Zeller Home Buying Home Selling Financing
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Doug & Bud Z…, Real Estate Pro in Placerville, CA
Real estate update to share! Mortgage rates were down across the board this week compared to last week, according to Freddie Mac’s weekly mortgage market survey. After posting a big jump last week,… Read more
Blogged Sun Apr 1, 2012 by Doug & Bud Zeller Market Conditions Home Buying Financing
Doug & Bud Z…, Real Estate Pro in Placerville, CA
A new paper by Federal Reserve Bank of Boston economists used consumer sentiment data to try to find out how the housing market’s state of affairs was affecting the willingness to buy a home. Age… Read more
Blogged Sat Oct 22, 2011 by Doug & Bud Zeller Home Buying Financing Property Q&A
Douglas Zell…, Real Estate Pro in El Dorado County, CA
Often times, first-time home buyers are so excited at the prospect of becoming homeowners that they start their home search immediately, without knowing how much house they can afford.  To avoid wasting… Read more
Blogged Sun Sep 18, 2011 by Douglas Zeller Home Buying Financing Property Q&A
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Doug & Bud Z…, Real Estate Pro in Placerville, CA
The number of people applying for a mortgage dropped 9.6 percent for the week ending Aug. 26 compared to a week earlier, mostly due to a big drop in refinancing activity, the Mortgage Bankers Association… Read more
Blogged Wed Aug 31, 2011 by Doug & Bud Zeller Home Buying Home Selling Financing
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Bud Zeller, Real Estate Pro in Placerville, CA
Households headed by people 65 and older make up the largest segment of the population of homeowners in this country, and many of them will continue to make home purchases in or near retirement –… Read more
Blogged Sat Aug 20, 2011 by Bud Zeller Financing Property Q&A
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Bud Zeller, Real Estate Pro in Placerville, CA
The deadline for applying to a program that provides mortgage relief to unemployed and medically challenged home owners has been extended to July 27. The Emergency Homeowner Loan Program originally had… Read more
Blogged Mon Jul 25, 2011 by Bud Zeller Home Selling Financing Property Q&A
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Doug & Bud Z…, Real Estate Pro in Placerville, CA
Homes are more affordable to more families, according to the latest index for the first quarter of 2011 that shows affordability reaching its highest level in more than 20 years.Nearly 75 percent of all… Read more
Blogged Mon May 30, 2011 by Doug & Bud Zeller Home Buying Home Selling Financing
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Doug & Bud Z…, Real Estate Pro in Placerville, CA
For the fifth straight week, mortgage rates inched down again--this time reaching the lowest level of the year as well as lowest year-to-date. The 30-year fixed-rate mortgage averaged 4.61 percent this… Read more
Blogged Fri May 20, 2011 by Doug & Bud Zeller Home Buying Home Selling Financing
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