VA loans require a higher score, 640 I believe. But you could qualify for an FHA loan. VA has some great benefits, though. You may want to wait until you get a little higher. A credit card would do that, but you may need to get a cosigner. Or you could get a prepaid credit card. Just make sure to use the credit card to benefit your score, they can also hurt.
Check out my Trulia blog on credit card usage.... more
The listing that was referred to is a vacant lot listing. Everything pertaining to that listing is either cancelled or exp. With exception to he vacant lot listing.
The MLS # are listed below
06856707 -vacant lot listing -actv
06856707 -exp 11/9/2006 - EXP
06515892 - cancelled 2/12/2008
06484649 - cancelled 10/19/2007
06281396 - expired 3/15/007
Hope that helps.
The agent on the Vacant lot listing is in fact
Paula Wilkinson GRI
Kettley & Company Realtors, Inc