Sherburne County : Advice

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Simon Watson, Real Estate Pro in 94596
Simon Watson answered:
Is Trulia only for Realtors or can home owners who are selling their home also create a listing?
One way for sale by owners to show up on the Trulia listings is to
post it on a web site called FIZBER.COM, it will show up on Truila within 24-48 hours

Simon Watson
Keller William ... more
0 votes Share Flag Fri Apr 24, 2015 Home Selling in 55330
John and Bec…, Real Estate Pro in Woodbury, MN
John and Becky Durham, MS, MS answered:
how do I upload pictures of my house I listed for sale?
When you are logged in to Trulia, you will find your name in the upper right corner. Hover your mouse over it, then select "My Listings" from the drop down menu. Click on edit listing a ... more
0 votes Share Flag Wed Apr 22, 2015 Home Selling in 55330
cschierholz, Both Buyer and Seller in Elk River, MN
cschierholz answered:
I have good credit but special situation. I want to buy house, have a house picked out. How would I find an investor to buy and rent to own to me.?
Hey April,

Are you still looking for a rent to own home?

I have one that should be available in the next couple of weeks!

For more info on the house call or text me at: (763) ... more
0 votes Share Flag Tue Jan 20, 2015 Home Buying in Elk River
Ryan Moss, Real Estate Pro in Monticello, MN
Ryan Moss answered:
what is the asking price on our neighbors house: 25478 161st; big lake?
It sold for $188,000 10/15

If you have anymore questions or would like a Free Market Value Analysis on your home, I am a local agent in Big Lake and can help with any of your Real Es ... more
0 votes Share Flag Thu Oct 30, 2014 Home Buying in 55309
Elva Wormley, Real Estate Pro in San Jose, CA
Elva Wormley answered:
Why does the underwriter need a copy of my HUD 1 from a home we sold 3 years ago? What does that have to do with closing on the new home?
Hi Delisha,

How is the mortgage from that home reported on your credit report? Was it paid as agreed?

The underwriter may be trying to determine if it was a short sale.

Best re ... more
0 votes Share Flag Wed Jun 25, 2014 Home Buying in 55398
Stephanie Be…, Real Estate Pro in Elk River, MN
Stephanie Beckstrand answered:
I am a single mother of 2 and need a home to buy. I have poor credit but would be a first time home buyer. I would like to know my options. Thanks!
Hi,
My team of lenders have different programs and I would like to chat with you about them.
Please contact me at 763-301-1212.
0 votes Share Flag Sat Jan 18, 2014 Home Buying in 55330
Christopher…, Real Estate Pro in Saint Paul, MN
Christopher Block answered:
Lake shore propery values are sometimes based on a price per foot, say $2,500.. Doesn't the depth of the lot or the house on it matter?
Those are all important factors that determine value. A professional Realtor can help you as a buyer, and determining value is one of our very important functions. We don't cost anythin ... more
0 votes Share Flag Thu Jan 16, 2014 Home Buying in Big Lake
Christopher…, Real Estate Pro in Saint Paul, MN
Christopher Block answered:
If a builder does not meet the closing date, and the additional days allowed to finish the house, is the buyer able to cancel as breach of contract?
1) The easiest, and probably most preferable to you (since you are building a house), is to have the builder fix the items needed to make the title right. It is THEIR responsibility not ... more
0 votes Share Flag Tue Oct 15, 2013 Home Buying in Zimmerman
Russ Douville, Real Estate Pro in Saint Paul, MN
Russ Douville answered:
We were foreclosed on in Sept 2010. Have been deemed "wrongful foreclosure". Can we now buy a home? Had to move to WI. Want to move back to MN!
You can certainly buy a home. The real question is - can you get financing, and if so, what are the terms.

From your question it seems you are nearly three years out from the forecl ... more
0 votes Share Flag Mon Jul 22, 2013 Home Buying in Elk River
Becky Turner-…, Real Estate Pro in Maple Grove, MN
Becky Turner- RealtorĀ®, GRI answered:
Can someone recommend a builder who wants to rent a single town home with option to buy or know of a rent to own house in Elk River?
Hi:

That is a tough one. Have you spoken to a mortgage broker to see if you can qualify to purchase a home? Even if you have had a foreclosure or short sale or a bankruptcy or a co ... more
0 votes Share Flag Tue May 14, 2013 Home Buying in 55330
Russ Douville, Real Estate Pro in Saint Paul, MN
Russ Douville answered:
need a construction loan. I have bad credit, recent foreclosure. I can put up 50% of the cost. Where can I find a loan? Serious answers please.
Long ago in mortgage history there was a time when a down payment of 50% meant you could get a loan. There was also a time when having a foreclosure on your credit report meant you cou ... more
0 votes Share Flag Tue Apr 16, 2013 Home Buying in 55398
Russ Douville, Real Estate Pro in Saint Paul, MN
Russ Douville answered:
can my spouse and I get prequalified for a loan if both our credit scores are aroud 577?
There are lenders out there that can FHA mortgages for borrowers with scores below 580 who have big down payments, but realistically, you're best option is to work to get your scores al ... more
0 votes Share Flag Tue Apr 16, 2013 Home Buying in Zimmerman
Russ Douville, Real Estate Pro in Saint Paul, MN
Russ Douville answered:
I had foreclosure back in May 2012. trying to refinance my primary home. I have 70 percent equity in it. Appraised from a few months ago.
In the current market it is unlikely you will be able to refinance a laon within three years of a foreclosure.

In the past, too many people bought a second home and allowed the first ... more
0 votes Share Flag Tue Apr 16, 2013 Home Buying in Zimmerman
Russ Douville, Real Estate Pro in Saint Paul, MN
Russ Douville answered:
have foreclosure from 8 months ago. want to refinance my current home. have 60% equity in it. will I be able to?
It's unlikely that you will be able to refinace in the first three years after a foreclosure regardless of your equity position.
0 votes Share Flag Tue Apr 16, 2013 Financing in Elk River
Rachel Fredr…, Real Estate Pro in Maple Grove, MN
Rachel Fredrickson answered:
Seeking advice for first home, new construction or not within the Elk River, MN area.
Hi,

That first home! What an exciting time for your family! It can be overwhelming if you let it, so make sure I'm glad that you are reaching out and educating yourself.

Start th ... more
0 votes Share Flag Tue Mar 12, 2013 Home Buying in Elk River
Susan Hoffla…, Real Estate Pro in Minneapolis, MN
Susan Hofflander answered:
For Sale by Owner vs. Real Estate Agent?
Hi, T.O!
Well, without throwing my colleagues under the bus here, it's been done and done successfully by many home owners/sellers! What it boils down to is our time and expertise. T ... more
0 votes Share Flag Mon Mar 4, 2013 Home Buying in Big Lake
Graciesharon, Renter in Elk River, MN
Graciesharon asked:
are there any apts in elk river starting at 600 who take dogs? --
This question was asked from this property: http://www.trulia.com/rental/3035735821-1179-School-St-NW-Elk-River-MN-55330
0 votes Share Flag Sun Dec 2, 2012 Rentals in Elk River
Donald James, Real Estate Pro in Edina, MN
Donald James answered:
CAN I BUY A HOME ON SECTION 8?
The short answer is yes, you can. Some counties may have down payment assistance available as well. You will need adequate income to make mortgage payments, and a decent credit score. ... more
0 votes Share Flag Tue Jun 26, 2012 Home Buying in Zimmerman
Charles Dail…, Real Estate Pro in Saint Paul, MN
Charles Dailey answered:
How many years do you have wait after a short sale.?
T,

I'm pretty sure your questions will be comprehensively answered on this in the attached web reference. Either in the article, the video or one of the 130+ responses (and relevant ... more
0 votes Share Flag Sun Apr 29, 2012 Financing in Elk River
Dobie, Home Buyer in Elk River, MN
Dobie asked:
I own some land and am going to build a house, mostly with cash but will be about 25,000 short to finish it. Can't get a loan. Can't get a loan-foreclosure on credit-any creative ideas to get a small loan??
0 votes Share Flag Tue Jan 31, 2012 Financing in 55398
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