Shelbyville : Advice

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Lisa Burns, Renter in Jeffersonville, IN
In July I closed on a house in Shelbyville, KY and Teresa Barnes was my agent with Remax and she went above and beyond as my agent to get me into my new home. I love it and her for being so helpful as… Read more
Blogged Wed Aug 20, 2014 by Lisa Burns Home Buying
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Carolyn Camp…, Real Estate Pro in Shelbyville, KY
Carolyn Campbell answered:
We recently stopped to look at a house and the agent across the stree came over and unlocked it, she unlocked it a second time for us at another
I am currently that agent across the street and found this question very interesting. I would say either the agent isn't into her business 100% or is about done. I love what I do and ... more
0 votes Share Flag Fri Jun 20, 2014 Home Buying in Shelbyville
Carolyn Camp…, Real Estate Pro in Shelbyville, KY
Carolyn Campbell answered:
I am looking at a Double Wide manufactured home on three acres, because it is a manufactured home, can it qualify for a USDA home loan?
Getting a manufactured home financed can be tricky, to say the least. The good news is... it can be done with very little down payment or maybe even 0 down! I work with a fabulous loa ... more
0 votes Share Flag Fri Jun 20, 2014 Home Buying in Shelbyville
David Pauley, Real Estate Pro in Louisville, KY
Tips and Tricks for the First Time Foreclosure Buyer Purchasing a foreclosure can be a great way to make the transition to home ownership. Often, foreclosures are priced at or below market value, giving… Read more
Blogged Thu May 8, 2014 by David Pauley Home Buying Financing Home Ownership
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Sabina Chamb…, Real Estate Pro in Shelbyville, KY
Sabina Chambers answered:
Can't sell and can't rent! What other options do we have other than walking away?
I would say do not give up. Try again. Put it on Trulia!
0 votes Share Flag Thu May 8, 2014 Home Selling in Shelbyville
David Pauley, Real Estate Pro in Louisville, KY
Making the dream come true of buying a first home is a very exciting prospect. It is also a venture that needs to be committed to after taking a look at all the options available and with a very clear… Read more
Blogged Wed Mar 26, 2014 by David Pauley Home Buying Financing Home Ownership
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Joel Lobb, Real Estate Pro in Louisville, KY
The Kentucky cities below once thought to be ineligible for Kentucky RHS loans are now  considered to be eligible for Kentucky USDA Loans until 10/1/2014 for the following rural housing… Read more
Blogged Sat Jan 25, 2014 by Joel Lobb Home Buying Financing Credit Score
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David Pauley, Real Estate Pro in Louisville, KY
An FHA 203-k mortgage can be used to purchase a home and finance the costs to improve or renovate that home (including new applicances),  Did you know you can also use a 203-k mortgage to refinance… Read more
Blogged Wed Jan 22, 2014 by David Pauley Home Buying Remodel & Renovate Home Ownership
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David Pauley, Real Estate Pro in Louisville, KY
Buying a Home in 2014? Prepare Now! Advice for First Time Home Buyers  Buy your first home in 2014 with a few steps now. This 60 Second Mortgage Tip will help.See the embedded video here - Buying… Read more
Blogged Mon Dec 16, 2013 by David Pauley Home Buying Financing Home Ownership
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Joel Lobb, Real Estate Pro in Louisville, KY
Kentucky Rural Housing 100% Financing Home loans KENTUCKY USDA RURAL HOUSING LOANS BENEFITS TO BUY A HOME100% financing available-no down payment required Able to finance USDA’s upfront funding… Read more
Blogged Fri Nov 29, 2013 by Joel Lobb Home Buying Financing Credit Score
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Joel Lobb, Real Estate Pro in Louisville, KY
October 2012 Kentucky USDA and Rural Housing Loans Changes for Property Eligibility Locations in Kentucky.October 2012 Kentucky USDA and Rural Housing  Loans Changes for Property Eligibility Locations… Read more
Blogged Thu Oct 17, 2013 by Joel Lobb Home Buying Home Selling Financing
Katie Crotzer, Real Estate Pro in Simpsonville, KY
Katie Crotzer answered:
what is a wet heat system?
A wet heat system is one that uses water or steam lines to heat the home. The systems may have forces air blown over the hot water filled lines to heat the home or a radiant system util ... more
0 votes Share Flag Sat Oct 5, 2013 Home Buying in Shelbyville
Joel Lobb, Real Estate Pro in Louisville, KY
Update on Kentucky USDA and  Rural Development Home loan Operations on government shutdownDue to a lapse in appropriations for the Kentucky  Rural Development as of October 1, Rural Development… Read more
Blogged Wed Oct 2, 2013 by Joel Lobb Home Buying Financing Credit Score
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Joel Lobb, Real Estate Pro in Louisville, KY
Kentucky USDA Rural Housing Loans : Kentucky USDA and Rural Housing Eligible Rural Are...Kentucky USDA and Rural Housing Eligible Rural Area Change October 1, 2013Barring any Congressional actions, implementation… Read more
Blogged Sun Sep 1, 2013 by Joel Lobb Home Buying Financing Credit Score
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Joel Lobb, Real Estate Pro in Louisville, KY
KHC Refinance Products Conventional, RHS, VA, or FHA Kentucky MortgageKHC Refinance ProductsKHC Refinance Products Conventional, RHS, VA, or FHATo qualify for a KHC refinancing option, you must contact… Read more
Blogged Fri Jun 7, 2013 by Joel Lobb Home Buying Financing Credit Score
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Bob Dorgan, Real Estate Pro in 40065
Bob Dorgan answered:
Is it a safe community living in Shelbyville?
Hello Sue,

Thank you for considering Shelbyville and Shelby County, Kentucky as your new Community. As a Business owner and 20+ year Resident, after living from Pennsylva ... more
0 votes Share Flag Sun Mar 24, 2013 Crime & Safety in Shelbyville
Joel Lobb, Real Estate Pro in Louisville, KY
Joel Lobb answered:
New construction and USDA loans?
Property must meet HUD Handbook 4905.1 & 4150.2 or similar standard. A FHA
roster appraiser can verify adequacy/working order of electrical, plumbing, heating,
water & waste disposal ... more
0 votes Share Flag Sun Dec 30, 2012 Home Buying in Shelbyville
Yellowsublime, Renter in Shelbyville, KY
Yellowsublime answered:
Looking for 3bedroom mobile home or apartment. The complex we live in now has been infested with bedbugs and we jeed to move asap..
Where is it located? How much a month to rent.
0 votes Share Flag Wed Aug 1, 2012 Rentals in Shelbyville
Marcia Whigh…, Real Estate Pro in Louisville, KY
Dave Ramsey Financial Peace University classes offered starting in September in Shelbyville.  Now taking applicants, to be eligible for the scholarship.  For more information about the program go… Read more
Blogged Thu Apr 19, 2012 by Marcia Whigham Duncan Financing Credit Score
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J, Real Estate Pro in Greensboro, NC
J answered:
Can't sell and can't rent! What other options do we have other than walking away?
I DO understand your concern with triggering "Due on sale clause" related to your mortgage. In my opinion and the way I understand the clause in NC is a deed transfer without ... more
0 votes Share Flag Wed Oct 12, 2011 Home Selling in Shelbyville
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