We have lived on the southwest side of 805 in Serra Mesa since 1999 and there seem to be two types of crimes. An example of rare but high profile type of crime would be the time some deranged person pulled off the 805 freeway and stabbed an occupant of their car. I believe this is more the nature of having a freeway off-ramp nearby. As I can only remember two crimes of this type during the time we've lived here, it would seem the benefit of a central location would outweigh the risk of experiencing this type of crime.
The other type of crime is also be rare, but the circumstances of the crimes are more under the control of the homeowner. These are thefts and burglary. In every case I have been made aware of there was indications of either an insider knowing of a valuable in the home or the home or vehicle was not properly secured. The most recent thefts on our street came when a new homeowner left valuables unattended in plain view from the street (garage or bed of pickup).
In our local neighborhood two factors make it a less likely target for crime. (1) There are a good number of retirees at home during the day, (2) everyone tends to look out for one another as much is as possible.... more