jennifer your best bet would be not to live in Tampa,but seffner,brandon,river view,plant city,clear water,ocala,beverly hills,are nice places to raise kids you will find the more the cost the better the place is to live.Hope this helps you.... more
Do you have a Realtor helping you? I see there are two HUD owned homes and you can buy either with only $100 down if you plan to occupy as your primary residence. You can also get an FHA 203k Fixer upper mortgage to include upgrades or improvements that add value.
If you're not already working with a Realtor, I can help you get to the bottom of any restrictions in that subdivision. I can also highly recommend Amerisave to get your FHA mortgage:
Call or email. Alma@SoldOnTampa.com or 813.244.9898
All the best,
Alma Rose Kee, PA
Future Home Realty